Keeping Your Fuel Costs Down When Your MPG Fails You!

In the past month, the press has reported that a third of households are in ‘transport poverty’ – spending more than 10% of their income on transport costs – and we have also been told that our cars aren’t actually reaching the Miles Per Gallon (MPG) that we were told they could achieve. They are some pretty hard home truths, particularly for those that can’t afford not to have a car.

Bearing these stories in mind, we have reached a point in motoring history where cars have never been so efficient and eco-friendly. In fact, car tax reflects this and rewards ‘greener’ cars with a lower tax bracket, with many cars now at £20 for the full year – almost £100 less than the national average.

With more city cars and smart cars on the road than ever before, it’s true that collectively the roads are more efficient. But, as some motors don’t appear to be reaching the magical MPG that they are sold with, they’re not as financially beneficial as they should/could be.

Money is tight, wages have been frozen, and transport costs are on the rise. These bleak home truths are unfortunately not in our control for the most part. But, there may be certain things we can change in order to keep costs to a minimum when it comes to running a car.

1. Maintain your car. Clear out the car have it serviced as soon as the light comes on and check your tyres on a regular basis. Carrying excess baggage or driving with low tyres can make your engine work harder, consuming more fuel as it goes.

2. Stick to the speed limits. This may sound obvious but most people will have sped up when in a rush only to slam on the breaks at a red light a few yards down the road. Not only is this considered dangerous driving, but it is also an enormous drain on your fuel.

3. Plan ahead. Don’t leave it until the last minute to top up the tank. Areas such as motorways and busy main roads add a few pence per litre to the price of fuel, essentially taking advantage of the fact that you have no choice but to pay it – especially if you don’t think you’ll make it to another station! Top up before you get to this ‘point of no return’ and save.

4. Don’t rule out supermarkets. Filling up your tank when you do the weekly shop can provide multiple savings. They generally supply cheaper fuel and if reward cards are available you could end up knocking a few quid off your shopping bill at the same time. Double savings.

5. Only use the car if you need to. This should be obvious but sometimes a warm car can be far more appealing than walking 10 minutes in the rain. However, not is this lazy, but cars are actually least efficient on short journeys. Grab your brolly and get walking.

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Win An iPad 3 – Like Our New Facebook Page Today!

The ALA Gap Insurance Team Are Now On Facebook.

To celebrate the launch of our new Facebook page we’re now offering the chance for you to win an iPad 3. Join ALA Gap Insurance on Facebook so you keep up to date with all our latest offers and news.

All you have to do is simply ‘Like’ our Facebook page and you’ll be entered into the prize draw. For an extra entry into the competition make sure you share the link by clicking the ‘like’ button at the top of the blog post. Visit our Facebook page here. Don’t forget to share this with your friends on Twitter, and follow ALA Gap Insurance. Good Luck!

Terms and conditions:

  1. To qualify for the lucky draw simply like our Facebook page.
  2. Only one entry per person.
  3. Multiple entries will automatically disqualify the entrant.
  4. Anybody may take part except employees of ALA Gap Insurance.
  5. The prize is not transferable and cannot be exchanged for a cash gift.
  6. The winner may be used for future marketing material.
  7. Closing date for entry is 31st  May 2012 at 18:00.
  8. Winners will be notified via Facebook direct message & on the company wall.
  9. By entering the competition and supplying your information, you consent to receive relevant promotional material.
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New Claim Testimonial

We have added a new testimonial if in the form of a video.  Graeme Jones is an ALA customer who suffered the misfortune of an accident.

He was, however, delighted with the service he received from ALA and the turnaround from accident to payout, find out more by watching the video below:

Find out what more of ALA’s customers think on our testimonial page.

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We Now Sell Tractor And Plant Machinery GAP

ALA are pleased to announce we now sell Tractor And Plant Machinery GAP Insurance.

Follow this link to find out more.

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We Now Accept Paypal

In addition to all the major credit cards and payment methods, we now accept Paypal when purchasing a GAP Insurance policy.

PayPal is the preferred payment method for most eBay buyers and sellers. PayPal lets you send payments quickly and securely online using a credit card or bank account.

There are many advantages to buying online with Paypal, you can find out more about these here:

https://www.paypal-marketing.co.uk/whypaypal/index.htm

Payment Methods

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Latest GAP Insurance Video Now Live

Our latest GAP Insurance video is now live on the site – MD Simon England explains why ALA are the best GAP insurance provider.

Follow this link for the video with full transcription.

This and many other videos are available to watch on the ALA YouTube channel.

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Latest Testimonial

We’d like to share with you the latest testimonial we have received from another satisfied customer.

This is from Neil Owen who recently renewed his GAP insurance policy with us:

“I was exceptionally pleased with the speed and professionalism that my claim was dealt with … hence why I was happy to take out another policy with you.

My claim was dealt with by Gill Ricketts, and briefly Jodie Ogden, both of which were very keen to help.

The claim went through in under 3 weeks from when my insurance company made me an offer to me ordering the new car – I was happy with that.

I do, and have, recommended ALA GAP insurance to pretty much everyone when a conversation about insurance crops up. I guess that is the best indication of how pleased I am.”

Contact us now to find out more about our GAP insurance policies and why our customers are always happy to give glowing reports of our service.

Follow this link to read more testimonials.

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GAP Confusion

We understand that buying GAP Insurance can be a bit baffling – there are different policies to suit different situations and a huge number of suppliers with wildly varying prices.

We’re proud of our customer service and we’ll happily take time with our customers or anyone considering GAP to make sure they understand the ins and outs of each policy, have all the relevant documentation and know exactly what to do in the event of a claim.

One of the biggest issues associated with GAP Insurance is overpriced quotes from car dealers, which can be bought for a fraction of the price from independent suppliers such as ALA. Interestingly, the BBC recently exposed this topic on their consumer advice programme, Rip Off Britain, which you can watch here.

You can rest assured that we’ll always chat with you openly and honestly and advise you on which of our policies is right for you.

The other week I also heard about a motorist who had taken out GAP Insurance from another provider and, after making a claim, still had a shortfall because there was a discrepancy between the market value offered by the GAP provider and the car insurance provider.

Unlike some GAP providers, we work with insurance companies to agree insurance estimates should your car be written off or stolen, so we can guarantee that we pay out the total shortfall whatever the market value, ensuring you’re never left out of pocket.

If you’re interested in taking out a policy, or simply want more information about GAP Insurance, don’t hesitate to get in touch with us.

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Motorists out of pocket

We all know that drivers are feeling the pinch at the moment.  Last week, there were reports that car insurance premiums have risen dramatically and we recently commissioned a report to find out if British motorists are at risk of being out of pocket elsewhere.   

Our ‘Mind the GAP’ research revealed that over three quarters of motorists are at risk of being left out of pocket if their car is written off or stolen, by not protecting themselves against a shortfall on an insurance pay-out. 

The Daily Mirror has a fantastic article in today’s money section which explains exactly what GAP is and the savings that can be had by purchasing direct.   If you’re looking for more information about what GAP is, it’s a must read.

 

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Budget for the motorist- buy cheaper GAP insurance

This afternoon, George Osborne will be unveiling his first budget and if you’re like me, you’ll be waiting in anticipation to hear what help is at hand for motorists.  This is Money made some early predictions last week about what to expect from the budget so it’ll be interesting to see if they’re proven correct and whether the plans to increase fuel duty will be shelved.   

We’re now seeing record fuel prices at the pumps and insurance at a premium and many of us are looking to make cost-savings where we can.  

So, it’s no surprise that the phones have been ringing more here at ALA HQ.  March is always a busy time for us, with many people returning to the forecourts to take advantage of the new 11 plate.  But, in the past few weeks we’ve found that more motorists are looking to buy their GAP car insurance from an independent like us.

GAP insurance from an independent broker can be much cheaper than from a car dealer so you’re making instant saving, which is good news for motorists.

But in the meantime, will there be good news for us motorists? Let’s hope so.

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