Home » Frequently asked questions
Frequently Asked Questions
- Is the figure quoted a one off payment or an annual premium?
- What vehicles are excluded on your policy?
- How much cover do I need?
- Why do I need GAP Insurance?
- I own the car and have it insured in my name but my husband is a named driver. Is he covered?
- Is the insurer UK based?
- I own the car but I am not the main user on the insurance policy, in whose name do I apply for GAP?
- Are there any implications with an underwriter not being U.K. based?
- Which policy should I buy if my car is on finance?
- Is Finance GAP the same as Contract Hire GAP?
- When do I have to take out a GAP Insurance policy?
- I own my car outright, which GAP Insurance do I apply for?
- Am I covered for theft if the keys are stolen from my house?
- Will my comprehensive insurance company pay off the finance house if my car is written off?
- Is my GAP Insurance protected?
- I bought my car from a private individual, can I still have GAP insurance?
- I bought my vehicle more than 90 days ago, can I still buy GAP Insurance?
- Is my car covered for GAP Insurance if I take the car abroad?
- Is there anything which shouldn't be included in the invoice price and so would not be covered by the ALA GAP policy?
- Is my GAP insurance policy protected if the insurer goes bust?
- Is Agreed Value GAP the same as Comprehensive car insurance?
- Does the £250 contribution to my Comprehensive Insurance pay out on every claim that I have?
- Is there a minimum age I can buy GAP Insurance?
- I have bought a car for my daughter and plan to pass ownership to her at a later date, will the GAP Insurance remain valid?
- My Comprehensive Insurer is offering me a 'new for old' replacement for the first year, why do I still need GAP insurance in the first year?
- Some competitors of ALA will defer the start of a vehicle replacement policy for the first year to coincide with my comprehensive insurer's offer of a 'new for old' replacement for the first year - why doesn't ALA?
- Are there any instances where GAP insurance doesn't pay out?
- I bought my car through the Motability scheme, can I buy GAP Insurance?
- Is it free to transfer my policy should I change my vehicle within the length of the policy cover?
- What are ALA's Fair Usage Terms?
Ask A Question
|Do you wish to receive regular email updates ? Yes No|