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If you unfortunately suffer a vehicle insurance loss, without Fleet GAP Insurance it is extremely likely that you will suffer financial loss when settling the car or commercial vehicle finance off - this can potentially be substantial.

ALA Insurance offers substantial discounts on multiple purchases for your fleet and is able to offer your organisation the following Fleet GAP Insurance products:

Call today for more information on: 01653 916304

Or request a callback from a member of our team:

Fleet Gap Insurance - Contract Hire/Finance Lease

Annually renewable fleet policy.

This type of GAP Insurance will cover both cars and commercial vehicles on one policy - for vehicles financed through a contract hire or finance lease arrangement.

Key features and benefits:

• Any vehicle - can be up to five years old on commencement
• There is no cut-off time to apply for a policy
• Vehicles can be added in to the policy during the year
• At the renewal date a new schedule is drawn up with an amended annual premium
• Substantial discounts from our website published premiums for multiple orders

Please click below to download the PDF file (Application Pack) containing the Vehicle Schedule, Terms and Conditions and Policy Summary - the Vehicle Schedule must be completed and forwarded to us to enable us to give you an accurate quotation. Alternatively, if you already have a vehicle schedule in, for example, Excel format, please forward this to us.

Fleet Gap Insurance - Finance (purchase based agreement)

Annually renewable fleet policy.

This is suitable for vehicles on any other type of finance, except contract hire and finance lease.

The key features and benefits for this policy are as follows:

• Any vehicle - can be up to five years old on commencement
• Vehicles already owned by your company will also qualify as we can apply this policy retrospectively across the fleet
• Vehicles can be added in to the policy during the year
• At the renewal date a new schedule is drawn up with an amended annual premium
• Substantial discounts from our website published premiums for multiple orders

Please click below to download the PDF file (Application Pack) containing the Vehicle Schedule, Terms and Conditions and Policy Summary - the Vehicle Schedule must be completed and forwarded to us to enable us to give you an accurate quotation. Alternatively, if you already have a vehicle schedule in, for example, Excel format , please forward this to us.

If your company prefers to take out Back to Invoice GAP Insurance or Vehicle Replacement Plus+ GAP for your fleet, we are able to offer this to your company at a discounted rate. It would, however, be on an individual basis and for a fixed period of 1-4 years, as the commencement date for the policy will be the date the vehicle was acquired.

Fleet GAP Insurance - Cars

Fleet Contract Hire Plus+ GAP

This form of Fleet Gap Insurance is available for leased vehicles only - on Contract Hire or Finance Lease.

For this type of Fleet GAP Insurance, you only pay for the length of cover you require for each vehicle, for example: you may have had a car for two years and only require 1 years cover - 1 year is all you pay for. Whatever your mix of fleet and length of contract remaining we will ensure, with Fleet GAP Insurance, that you only pay for the cover you need.

Fleet Contract Hire GAP covers any shortfall outstanding on your agreement after your insurance company has agreed a settlement with the leasing company, to assist in clearing any rental shortfall up to the maximum benefit level.

Fleet Finance GAP Insurance

Available for financed vehicles only - Lease Purchase, Contract Purchase, Hire Purchase.

As with Contract Hire GAP, you only pay for the length of cover you require for each vehicle. For example: you may have had a car for two years and only require 1 years cover - 1 year is all you pay. Whatever your mix of fleet and length of contract remaining we will ensure, with Fleet GAP Insurance, that you only pay for the cover you need.

Fleet Back to Invoice+ GAP

You may require a higher level of benefit, filling the shortfall between the insurance company's settlement and the original invoice price of the car up to the maximum benefit level. This money is paid to your company along with the insurance settlement, enabling you to replace the car yourselves and potentially not losing the deposit and repayments you may have already made.

Fleet Back to Invoice GAP Insurance covers for vehicles on Lease Purchase, Contract Purchase, Hire Purchase and for vehicles owned outright.

Fleet Vehicle Replacement Plus+ GAP

This policy offers an even higher potential benefit. This policy will replace the car written off with a brand new like-for-like replacement or a car the same age as the one you originally bought. For example; 2.5 years into a 3 year agreement for a new car, the car is written off, the policy will provide a replacement new car up to the maximum benefit level.

Fleet Vehicle Replacement Plus+ GAP Insurance covers for vehicles on Lease Purchase, Contract Purchase, Hire Purchase and for vehicles owned outright.

Fleet GAP Insurance - Commercial vehicles up to 44 tons

For your commercial vehicle Fleet GAP Insurance, we are able to offer your organisation:

Fleet Contract Hire Plus+ GAP

This type of Fleet GAP Insurance is available for leased vehicles only - Contract Hire or Finance Lease.

You only pay for the length of cover you require for each vehicle. For example: you may have had a car for two years and only require 1 years cover - 1 year is all you pay for. Whatever your mix of fleet and length of contract remaining, we will ensure that you only pay for the cover you need.

Fleet Contract Hire GAP Insurance covers any shortfall outstanding on your agreement after your insurance company has agreed a settlement with the leasing company up to the maximum benefit level.

Fleet Finance GAP Insurance

Available for financed vehicles only - Lease Purchase, Contract Purchase, Hire Purchase.

As with Fleet Contract Hire GAP Insurance, you only pay for the length of cover you require for each vehicle, for example: you may have had a car for two years and only require 1 years cover - 1 year is all you pay for. Whatever your mix of fleet and length of contract remaining, we will ensure that you only pay for the cover you need.

Fleet Finance GAP Insurance covers any shortfall outstanding on your agreement after your insurance company has agreed a settlement with the leasing company up to the maximum benefit level.

Our policies are already heavily discounted and the rates we sell at are some of the most competitive in the marketplace. However, we would be delighted to discuss further discounts for Fleet GAP insurance for your fleet of vehicles from 2 to 250+. Please click for quote, email or call us and a member of our sales team will contact you at a time convenient to you.