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Motorcycle/Scooter GAP Insurance

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What does this policy cover?

Motor Cycle Gap Insurance is an essential part of your insurance cover on your motor bike. If you have a fully comprehensive insurance on your motor bike you should protect your self further with a Motor Cycle GAP Insurance Policy. In the event of an insurance write off or total loss through accident, fire or theft, your motor cycle insurer will only pay out the depreciated value of your motor bike - thus leaving you considerably out of pocket, and without a motor cycle.


View GAP Policy Wording View GAP Policy Summary Motorcycle Back to Invoice Plus+ GAP Insurance Quote

GAP Cover Example:

With Finance
Your invoice value of: £10,000
Your comprehensive market value insurance payout: £5,000
Our Motorcyle Back to Invoice Plus+ payout: £5,000
Comprehensive insurance payout + ALA GAP Insurance payout = £10,000

For a small premium, made as a one-off payment, you can protect your investment in your motor bike with a Motor Bike Gap Insurance policy. From our extensive knowledge of the GAP Insurance market place we have developed a highly specialised product for the motor cycle owner called Motor Cycle Back to Invoice Gap Insurance. GAP Insurance - the acronym stands for Guaranteed Asset Protection - provides cover against any financial loss or shortfall between the original invoice price of your motor cycle and your insurer's depreciated payment in settlement of a total loss claim.

The Motor Cycle Gap Insurance Back to Invoice policy will come into effect when your motor insurers agree that the motor cycle has been stolen and not recovered, or is damaged due to accident or fire and the insurer of your motor bike considers that it is beyond economical repair.

A Motor Cycle Gap Insurance Back to Invoice Policy will protect you against the shortfall from your motor insurer's payout - which will be only the depreciated value of your motor bike - and the original invoice price you paid for your motor bike(up to the agreed capped benefit level of the Motor Bike Gap Insurance Back to Invoice policy purchased). The GAP Insurance payment includes any factory fitted accessories you paid for when you purchased the motor bike; and the policy covers both new and second hand motor bikes, up to five years old.

Am I eligible for cover?

Eligibility for cover with a Motor Bike Gap Insurance Back to Invoice Price Protection Policy is shown below:

  • The motor cycle is under 5 years old and registered in the UK
  • The purchase price of your motor bike does not exceed £20,000
  • The motor cycle must be covered by a UK comprehensive motor insurance policy
  • The motor bike has been purchased from an authorised UK distributor
  • The motor cycle is not on contract hire or leased
  • The motor bike will not be used as a taxi; for self drive hire and reward; for motor bike courier work, for motor cycle delivery, as a service motor bike or used in any motor cycle competitions; motor bike speed testing; motor cycle road racing; pace making or motor bike rallies
  • Your motor cycle is not a trike

If your motor bike fulfills the criteria above then you should cover your investment with a Motor Cycle Gap Insurance Back to Invoice policy.

Why risk losing money on your investment if your motor bike is subject to an insurance write off? Protect yourself and your investment against any shortfall with a Motor Cycle Gap Insurance Back to Invoice Policy now. We have varying levels of cover to ensure that you are able to purchase the right Motor Cycle Gap Insurance Back to Invoice policy to suit your needs. If you need further advice before making your purchase online please call us on 01653 916304.

Protect your investment and avoid financial worry... Buy Back to Invoice Insurance online today

Why ALA GAP Insurance policies are better than the rest...


  Market Value Clause Free Transfer Glass Guide Maximum Payout Clause How long have I got to make a Claim? Country of Underwriters Registration Deferred start date for Policy
  info info info info info info
ALA No Yes No 120 Days U.K.
No
Easy Gap Yes Yes No 30 Days U.K
Yes
direct gap Yes Yes No 30 Days Gibraltar
Yes
Click4Gap Yes No Transfer 105% 30 Days Gibraltar
No
car2cover Yes Yes No 30 Days Gibraltar
Yes
GapInsurance123
Yes
Costs £25 110% 30 Days Gibraltar
Yes
helpucover
Yes
No
? 120 Days UK
No
Cargapinsurance
Yes
No
? 30 Days Ireland
No

To read more on why ALA GAP Insurance policies are better than the rest, click here. To get a quote please click the ‘quote me’ button...

Motorcycle Back to Invoice Plus+ GAP Insurance Quote


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