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Scratch and Dent Insurance
What does this policy cover?
ALA Scratch and Dent Cover will, for the duration of the policy pay for the cost of repair resulting from minor body damage to your car, within the geographical limits of the UK. A maximum of 3 claims are permitted per annum and cover is available for up to 3 years.
This cover is only available when bought in conjunction with an ALA GAP Insurance policy for a vehicle delivered within the last 90 days.
If you already have a GAP policy through ALA and are interested in taking out this insurance, please call our team on 01653 916304
Cover features:
- Paint chips which are less than 150mm in diameter
- Dents not exceeding 150mm in diameter
- Scratches less than 150mm in length
- Paint scuffs less than 150mm in diameter
Am I eligible for cover?
Eligibility for cover with a Scratch and Dent Insurance Policy is shown below:
- Cover available for cars only listed in Glass’s Guide
- Available for qualifying vehicles up to 7 years of age at the start of the policy
- Maximum permitted mileage of 70,000 at the start of the policy
- The vehicle must have been delivered within the last 90 days, and purchased in conjunction with an ALA GAP Insurance policy
- Your vehicle must have been bought from an authorised dealer
- Your car must not have a non standard or customer paint finish
Why ALA GAP Insurance policies are better than the rest...
| Market Value Clause | Free Transfer | Glass Guide Maximum Payout Clause | How long have I got to make a Claim? | Country of Underwriters Registration | Deferred start date for Policy | |
| info | info | info | info | info | info | |
| ALA | No | Yes | No | 120 Days | U.K. | No |
| Easy Gap | Yes | Yes | No | 30 Days | U.K | Yes |
| direct gap | Yes | Yes | No | 30 Days | Gibraltar | Yes |
| Click4Gap | Yes | No Transfer | 105% | 30 Days | Gibraltar | No |
| car2cover | Yes | Yes | No | 30 Days | Gibraltar | Yes |
| GapInsurance123 | Yes |
Costs £25 | 110% | 30 Days | Gibraltar | Yes |
| helpucover | Yes |
No |
? | 120 Days | UK | No |
| Cargapinsurance | Yes |
No |
? | 30 Days | Ireland | No |
To read more on why ALA GAP Insurance policies are better than the rest, click here. To get a quote please click the ‘quote me’ button...
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