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ALA Insurance continues to provide 5 star Defaqto rated GAP Insurance for new, used and pre-reg vehicles. Get a quote today!
For the just
in case

Insurance for complete peace of mind

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GAP Insurance

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Cycle Insurance

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Car Warranty

How much could you be short?

Vehicle Value

£

Length of ownership (years):

You’d be short!

£10,450
Only £8,550

would be covered by your
Comprehensive Car Insurance

An expert team offering unparalleled customer support.

More about us

Proven, industry leading cover

We carefully construct our insurance and warranty policies to offer great value cover that gives you everything you need.

 

Providing unparalleled customer support

Quick, clear, impartial information. Our salaried customer support team don’t get commission, they just give solid guidance.

 

A provider you can count on

We’ve got your back. Whether you want a quick, simple policy or you want to spend a while talking about your options, we’ve got you covered.

 

Our quick guides

Lots of people ask us these questions, so you might want to know too…

Gap Insurance
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Side view of a white car with purple number plate GAP Insurance
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What is GAP Insurance?

GAP stands for Guaranteed Asset Protection. There are several specific types of GAP insurance but the overall purpose of this type of cover is to protect you financially in the event of a total loss claim.

 

Whilst a large number of policies are purchased for brand new cars, GAP Insurance can be taken out on used models if desired. Vehicles are an expensive and often long-term investment, and driving – by its very nature – can be inherently dangerous, so unfortunately there is no way of guaranteeing the condition and health of your car.

Depreciation within the car market is very high. Up to 77% of the value of a brand-new vehicle can vanish over a 3-year period, while some used cars can depreciate by as much as 20% within the first six months. Add this to the fact that vehicle theft has accounted for around one in seven crimes, there has been a 7% increase in vehicle theft in 2018, and a 30% increase since 2015, not to mention the high rate at which vehicles are written off, GAP Insurance attempts to provide some much needed indemnity should anything untoward occur to your vehicle.

Additional cover for your vehicle.

Not everyone will be unfortunate enough to write off their car or have it stolen, but we all from time to time lose our keys, hit the curb, or damage new paint. We’ve got you covered for those accidents too.

In addition to our GAP vehicle cover, we offer a suite of additional products to ensure your investment is protected from everyday mishaps. Scratch and Dent cover for those accidental scratches, Tyre and Alloy Wheel Insurance for scuffs and scrapes, Keycare for mislaid keys and Excess insurance to cover you for the voluntary and compulsory excess charged when you make a claim with your comprehensive car insurer.

These products mean we think about what might happen, so you don’t have to.

Additional cover for your vehicle.