QUOTE ME
ALA Insurance rates: Excellent 9.7 based on 5,558 reviews
Independently reviewed as a 5 star GAP Insurance policy by Defaqto and winner of the H.A.T. award for excellent customer service as voted by honestjohn.co.uk readers.
“Honestly no one wants to be in a situation where they have to make a claim, but when I was...
Published 1 month ago Read claims reviewsMind the GAP!
Avoid a potential shortfall...
Whether you want to get a great deal to buy or lease a brand-new car or arrange finance for a used car, ALA’s carefully chosen partners can help.
In association with
At ALA, we understand that buying a GAP Insurance policy can often be complex, and we pride ourselves on giving open and honest feedback to our existing and potential customers to help them fully understand the options available.
We also work in partnership with insurance companies to agree insurance estimates should your car be written off or stolen, so we can guarantee that we pay out the total shortfall, ensuring you are not left out of pocket.
ALA GAP Insurance policies start from £82 for three years' cover. Get a quote now, or contact us if you have any particular questions. We are always happy to help.
“Is the figure quoted a one off payment or an annual premium?”
“I own the car and have it insured in my name but my husband is a named driver. Is he covered?”
GAP Insurance will protect you if you write off your vehicle. It will ensure that you are not left out of pocket if you have a total insurance loss by covering any shortfall between your insurance pay out and the amount outstanding on the finance agreement.
Over half a million cars are stolen each year, most of these are written off or vandalised. Add to that the large number of accidents each year and you could be the next person to suffer a vehicle write off. A GAP policy will cover you against financial loss should your car be stolen and/or written off.
Most of us think our Comprehensive Motor Insurance covers us if our vehicle is written off... THINK AGAIN!
If your vehicle is written off your motor insurer will only pay the current market value for your vehicle!
So what happens if the current market value is not enough to replace your vehicle or pay off your finance or contract hire agreement?
Simple, there is a financial GAP that you will have to pay out of your own pocket.
