Find a comparable GAP premium online for less, and we will match the price and beat it by 20% of the difference.
All ALA policies are supplied by UK based underwriters
“Highly recommended and have taken out another GAP policy with ALA for my new car.” Read more >
At ALA, we understand that buying a GAP Insurance policy can often be complex, and we pride ourselves on giving open and honest feedback to our existing and potential customers to help them fully understand the options available.
We also work in partnership with insurance companies to agree insurance estimates should your car be written off or stolen, so we can guarantee that we pay out the total shortfall, ensuring you are not left out of pocket.
ALA GAP Insurance policies start from £77 for three years' cover. Get a quote now, or contact us if you have any particular questions. We are always happy to help.
“Some competitors of ALA will defer the start of a vehicle replacement policy for the first year to coincide with my comprehensive insurer's offer of a 'new for old' replacement for the first year - why doesn't ALA?”
GAP Insurance will protect you if you write off your vehicle. It will ensure that you are not left out of pocket if you have a total insurance loss by covering any shortfall between your insurance pay out and the amount outstanding on the finance agreement.
Over half a million cars are stolen each year, most of these are written off or vandalised. Add to that the large number of accidents each year and you could be the next person to suffer a vehicle write off. A GAP policy will cover you against financial loss should your car be stolen and/or written off.
Most of us think our Comprehensive Motor Insurance covers us if our vehicle is written off... THINK AGAIN!
If your vehicle is written off your motor insurer will only pay the current market value for your vehicle!
So what happens if the current market value is not enough to replace your vehicle or pay off your finance or contract hire agreement?
Simple, there is a financial GAP that you will have to pay out of your own pocket.
“I have always been very impressed by the prompt answer whenever I ring and the courteous and efficient staff you employ. Today I spoke to Katie Rollin and she couldn't have been more helpful. Not only was she knowledgeable but extremely pleasant. She followed up with an email within minutes. Another huge plus for me is that your customer service office is UK based and I don't have to struggle with language problems, as being hearing impaired this is a huge issue for me..............It came highly recommended by Honest John and priced very competitively..............Excellent and informative”
Susan A, Hebburn