GAP Insurance

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Car Key Insurance


What does this policy cover?

ALA Key Insurance provides cover for lost, stolen or damaged keys whether for your home, car or motorcycle.

This policy covers your keys without claiming on your motor insurance or home insurance policy, protecting your no claims bonus.

Cover is available for 12 months and can be renewed once the policy has expired.

This product can be bought independently without the need for an ALA GAP Insurance policy.

Cover Features:

  • Replacement of home, car or motorcycle keys
  • Covers reprogramming costs of immobilisers and alarms
  • Replacement of immobilisers, infra-red handset and/or alarm which cannot be repaired
  • Locksmith charges for keys locked inside car or home, or keys broken in a lock or ignition
  • Can be bought independently from an ALA GAP Insurance policy
  • Policy provides cover for vehicle hire/onward travel costs if you are stranded due to loss or theft of keys
  • European cover provided
  • Unlimited number of claims with a maximum total claim value of £1,500
  • Access to 24 hour, 365 day emergency helpline
  • Can be transferred free of charge if you move house or change car


Why choose ALA?

  • A Rated Underwriter – UK General Insurance Limited on behalf of Great Lakes Insurance SE
  • UK administrators – Qdos Limited
  • Policy transfer – pro rata transfer of unused premium if you change your car, with no admin fees
  • No policy excess to pay
  • 30 day cooling off period


Am I eligible for cover?

Eligibility for cover with a Key Insurance Policy is shown below:

  • Cover available for car, motorcycle and home keys
  • Cover based on details entered into application


Read more on why ALA GAP Insurance policies are better than the rest or click the green button to get a quote...

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5 Star GAP Insurance Products

Named Highly Approved Trader by Honest John More information on Defaqto Star Ratings

Independently reviewed as a 5 star GAP Insurance policy by Defaqto and winner of the H.A.T. award for excellent customer service as voted by honestjohn.co.uk readers.