Find a comparable GAP premium online for less, and we will match the price and beat it by 20% of the difference.
All ALA policies are supplied by UK based underwriters
“From start to finish the whole process of claiming on the GAP insurance policy with ALA was simple and straightforward” Read more >
At ALA, we understand that buying a GAP policy can often be complex, and we pride ourselves on giving open and honest feedback to our existing and potential customers to help them fully understand the options available.
We also work in partnership with insurance companies to agree insurance estimates should your car be written off or stolen, so we can guarantee that we pay out the total shortfall, ensuring you are not left out of pocket.
If you have any particular questions, we are always happy to help.
“Is the figure quoted a one off payment or an annual premium?”
“I have bought a car for my daughter and plan to pass ownership to her at a later date, will the GAP policy remain valid?”
“Some competitors of ALA will defer the start of a vehicle replacement policy for the first year to coincide with my comprehensive insurer's offer of a 'new for old' replacement for the first year - why doesn't ALA?”
“I own the car and have it insured in my name but my husband is a named driver. Is he covered?”
GAP Insurance will protect you if you write off your vehicle. It will ensure that you are not left out of pocket if you have a total insurance loss by covering any shortfall between your insurance pay out and the amount outstanding on the finance agreement.
Over half a million cars are stolen each year, most of these are written off or vandalised. Add to that the large number of accidents each year and you could be the next person to suffer a vehicle write off. A GAP policy will cover you against financial loss should your car be stolen and/or written off.
Most of us think our Comprehensive Motor Insurance covers us if our vehicle is written off... THINK AGAIN!
If your vehicle is written off your motor insurer will only pay the current market value for your vehicle!
So what happens if the current market value is not enough to replace your vehicle or pay off your finance or contract hire agreement?
Simple, there is a financial GAP that you will have to pay out of your own pocket.
“Katie was very pleasant and easy to deal with....................I am a previous customer and have gained confidence in ALA.....................Easy and quick application......................Gives complete peace of mind combining with normal Car Insurance”
James C, Chester-le-Street