We will not pay any claims in respect of:
a) Wear and Tear, including any unevenly worn Tyres caused by defective steering geometry
b) Outside manufacturer’s recommended limits, or wheel balance; failure of a suspension component or shock absorber or which in the opinion of a qualified engineer was caused wholly or partly from a lack of maintenance e.g. incorrect Tyre pressure. More than 5 Tyre claims for Vehicles in the Period of Insurance Tyre(s) fitted to Vehicle
d) Which have been modified in any way from the manufacturer’s specification, or
e) Any Damage where the fault or Damage occurred before the inception of this insurance, or
f) Incurred due to the Vehicle being driven following the initial failure.
g) Caused by fire, any road traffic accident, or where the Vehicle is a total loss.
h) Where Damage is caused to any other part of the Vehicle by the same incident
i) Which is part of a road traffic accident or road risk insurance claim.
j) Loss of whatsoever nature arising directly or indirectly, in whole or in part, due to any act or omission which is wilful, unlawful or negligent on Your part.
k) Any malicious Damage claim, which is not accompanied by a valid and substantiated crime reference number.
l) Theft of the Tyre(s).
m) Any claim where at the time of Damage the Tyre tread depth is less than 2mm across the full tread area of the Tyre.
n) Manufacturing defects or faults including manufacturer’s recall.
o) Tyre(s), which are not ‘E’ Marked and any claim where there has been an attempt to remove the serial number or other identifying marks from the Tyre(s).