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What is cycle insurance?

Despite more people than ever switching their four wheels for two, very few riders have insurance. While it's not a legal requirement, having robust cycle insurance cover gives you that complete peace of mind should the worse happen. Whether it’s a leisurely bike ride around your city, a daily commute, doing the school run or a bike hike around the countryside; ALA Cycle Insurance can protect your investment, leaving you to enjoy the great outdoors.

Cycle Insurance from ALA
Cycle Insurance from ALA

What types of cycle insurance does ALA offer?

Whatever your style – we can provide you with cover.

From cycling as part of your daily commute to heading out on a weekend for long rides through rolling countryside, we have a cover for you. And if you're a thrill seeker who enjoys funbox jumping on your BMX or you prefer a downhill run on your mountain bike, we've got you covered. And if you pedal with an added bit of battery power – we can look to cover you too.

Discover the right cycle insurance for you and head out on the open road knowing we've got your back.

Get quick and easy fully comprehensive cover today...

Please choose the value of your bike to get an idea of your fixed premium.

£1000 £3500 £5000
GET A CYCLE QUOTE
David Billing
David Billing
11/03/2021
Verified
Although i was not able to self serve on MYALA portal the telephone experience was quick and simple.
Marc Wilson
Marc Wilson
11/03/2021
Verified
Setting up is very easy and filled me with confidence that I could actually speak to people easily and without going through ongoing recorded options etc... I hope the rest of the time I am with this company that the service remains the same as the setup.... far better than any other insurance based company of the many I spoke to at the time of taking out this policy!
Dave
Dave
11/03/2021
Verified
Have used ALA for several years, always helpful and significantly cheaper than GAP offered by Main Dealers.
Mr Brian Marks
Mr Brian Marks
10/03/2021
Verified
I have used ALA before and find the prices are very competitive and their service very good. Fortunately I have not had to make a claim but the peace of mind it offers and the friendly and helpful staff is worth every penny.
Simon Ashley
Simon Ashley
10/03/2021
Verified
Very easy to do on line, competitively priced, documents arrived quickly. Can’t ask for a lot more. 👍👍
Robert Colebrook
Robert Colebrook
10/03/2021
Verified
The lady I dealt with was very helpful and talked me through everything, very pleased 😀
Jerry Beats
Jerry Beats
10/03/2021
Verified
A very quick and simple process to purchase GAP Insurance for my vehicle. Extremely competitively priced product from ALA.
Tim
Tim
10/03/2021
Verified
Very good service, easy to set up
Richard Bayley
Richard Bayley
10/03/2021
Verified
Very easy to organised. Had this cover for 4 cars now. Never had to claim, so 5 stars based on the service so far

Policy Documents

View Policy Wording and IPID for Cycle Insurance

Cycle Insurance FAQ

Here at ALA our cycle insurance can be tailored to suit the needs of you and your family.

Included as standard:

Theft and / or damage to cycle:

  • Theft of or damage to your cycle – whether malicious or accidental

Optional covers:

Personal accident:

  • Compensation for bodily injuries, permanent total disablement or death sustained as a result of an accident

Cycle accessories:

  • Up to the agreed value for replacement hire

Legal expenses:

  • Up to the agreed value for legal expenses cover

Worldwide cover

Cycle rescue:

  • Cost of recovering you and your cycle if you're unable to complete your journey within the UK

To eligible for one of our cycle insurance policies, you must:

  • Be a permanent resident in the UK
  • Not be insuring a cycle that exceeds £6,000 in value

As standard, our cycle insurance policies cover the UK, Isle of Man and the Channel Islands but as noted above you can extended to worldwide cover as an optional extra.

Even the best rider can hit a bit of bad luck – from a simple pothole on the way to work, to wiping out going off-terrain, which is why we think even weekend riders should take out an insurance policy that covers all eventualities.

Just like car insurance provides drivers with peace of mind, bike insurance allows you to enjoy the open road free from worry. You'll know that should something happen while you're out and about, you'll be back in the saddle in no time.

We're renowned for providing top quality financial products within the motor industry, which makes us perfectly positioned to help provide cover for some of the most vulnerable road users too. And thanks to our flexible cycle insurance policy, you can create cover that's totally unique to you.

Want to know what our customers think of us and our policies? Check out our 'Excellent' Trustpilot reviews, from people just like you!

We've made the process of getting a cycle insurance quote as simple as possible. All you have to do is head to our online quote form and fill in your details. Choose any optional extras – and away you go.

Of course, if you have any questions about your cycle insurance quote, you can get in touch with us. We’re available to contact via email at info@ala.co.uk or on the phone. Just dial 01653 916642 and we’ll be happy to talk things through.