Whether you enjoy long leisurely rides on a weekend or you have a hilly commute, electric bikes are the perfect way for you to travel further and faster. Electric bikes have been working their way into the mainstream for a few years now. Encouraging users to cover more ground as they’re less tiring, and if you’re running late, they’ll get you where you need to go quickly, and crucially, without wearing you out. Electric bikes are a hybrid form of transport, where part of the power comes from the rider and part of it from the motor. Just like electric bikes are available in a range of styles designed for different terrains, we have a number of optional extras to ensure your e-bike insurance suits your needs.
Please choose the value of your bike to get an idea of fixed premium.
We’ll cover you from
Our insurance for e-bikes ensures you and your bike are protected. Whether you’re a victim of theft or you’re involved in an accident, our cover will help you get back in the saddle.
Remember that the personal accident add-on is optional, so should you decide you’d like to be covered if you are involved in an accident; make sure you include it during the quote or purchasing journey.
Comprehensive theft cover (at home & away)
Covers theft or attempted theft, whether your bike is at home or out and about, as long as security requirements are met.
Accidental & malicious damage cover
Protection if your bike is damaged in an accident or through vandalism, helping avoid costly repairs.
Repair or replacement cover
Pays to repair or replace your cycle up to your insured value.
New-for-old replacement available for bikes under 3 years old (if bought new).
Flexible payment options
Pay annually or monthly by subscription.
Covers a wide range of cycles
Includes standard bikes, e-bikes (within legal limits), tandems, and more.
High-value cover available
Insures bikes up to £15,000 in value.
Cover wherever you ride (UK + optional worldwide)
Standard UK cover, with optional worldwide protection for up to 90 days.
Optional commuting & competition cover
Extend protection for everyday commuting or organised cycling events.
Cycling accessories cover
Protects helmets, clothing, GPS devices, and more against theft or damage.
Public liability protection
Covers legal costs and compensation if you accidentally injure someone or damage property while cycling.
Personal accident cover
Pays a financial benefit if you’re seriously injured while riding.
Replacement cycle hire
Covers the cost of hiring a bike while yours is being repaired or replaced.
Cycle breakdown assistance
Helps with transport if your bike breaks down or is damaged mid-journey.
E-bike insurance gives you that peace of mind when you’re out and about on your bike. The electric revolution means e-bikes are becoming more and more covetable – as our policy covers you for theft, you can be assured that you won’t be left out of pocket.
Our insurance for e-bikes have been made with you in mind, we want you to feel safe in the great outdoors, or on the roads. Pick and choose the add-on cover options or stick to our basic policy – it’s up to you.
Getting one of our e-cycle insurance policies up and running is simple – all you need to do is fill out an online quote form.
View Policy Wording and IPID for Cycle Insurance
We’re also here to answer any further questions you might have. To speak to our experts and find out more, call 01653 916642 or email info@ala.co.uk.
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