Whether you do tricks at your local skatepark or enjoy dirt jumping on a trail, our BMX insurance has got you covered. For pro riders and beginners alike, our BMX insurance can be tailored to your requirements. So, whether your custom-built BMX gets stolen or you damage your frame wiping out, we can get you back on two wheels in no time. We regret that we will be unable to cover your BMX if any damage or injury occurs during any competitions – amateur or professional.
Please choose the value of your bike to get an idea of fixed premium.
We’ll cover you from
Here at ALA our BMX insurance can be tailored to ensure you get the right cover for you.
Comprehensive theft cover (at home & away)
Covers theft or attempted theft, whether your bike is at home or out and about, as long as security requirements are met.
Accidental & malicious damage cover
Protection if your bike is damaged in an accident or through vandalism, helping avoid costly repairs.
Repair or replacement cover
Pays to repair or replace your cycle up to your insured value.
New-for-old replacement available for bikes under 3 years old (if bought new).
Flexible payment options
Pay annually or monthly by subscription.
Covers a wide range of cycles
Includes standard bikes, e-bikes (within legal limits), tandems, and more.
High-value cover available
Insures bikes up to £15,000 in value.
Cover wherever you ride (UK + optional worldwide)
Standard UK cover, with optional worldwide protection for up to 90 days.
Optional commuting & competition cover
Extend protection for everyday commuting or organised cycling events.
Cycling accessories cover
Protects helmets, clothing, GPS devices, and more against theft or damage.
Public liability protection
Covers legal costs and compensation if you accidentally injure someone or damage property while cycling.
Personal accident cover
Pays a financial benefit if you’re seriously injured while riding.
Replacement cycle hire
Covers the cost of hiring a bike while yours is being repaired or replaced.
Cycle breakdown assistance
Helps with transport if your bike breaks down or is damaged mid-journey.
While BMX insurance isn’t a legal requirement, it will give you that peace of mind when you’re catching airtime. Whether you ride a traditional BMX bike, a freestyle bike, or jump bike, our insurance policies can protect you and your equipment.
Personal accident cover is an option you can add onto your policy with us, this add-on gives you peace of mind and compensation should you get an injury while out on your BMX. You can read up on what is exactly covered in our Ts & Cs.
We’ve made it as easy as possible to get a BMX insurance quote, so the next time you head out – you know you’re covered. Simply fill out our online form to get a free, tailored quote. In the meantime, why not check out why our other customers think we’re ‘Excellent’.
View Policy Wording and IPID for Cycle Insurance
We’re also here to answer any further questions you might have. To speak to our experts and find out more, call 01653 916642 or email info@ala.co.uk.
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