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What does mountain bike insurance cover?

Our MTB insurance policies can offer you that all-important peace of mind for every adventure. Below is a brief summary of what is included as standard and what you can add to ensure your cover is tailored perfectly to your bike and your riding lifestyle.

Included as standard:

  • Theft and / or damage to cycle: Covers both malicious and accidental damage

Optional covers:

  • Personal accident: This is an opt-out option and offers compensation for bodily injuries, permanent total disablement or death sustained as a result of an accident
  • Cycle accessories: Up to the agreed value for replacement hire
  • Legal expenses: Up to the agreed value
  • Worldwide cover For those mountain adventures abroad
  • Cycle rescue: The cost of recovering you and your mountain bike if you're unable to complete your journey within the UK

Why do you need mountain bike insurance?

MTB insurance is the safety net that we hope you never have to use, but it certainly makes sense to protect yourself. There’s no denying it’s a hobby that’s not without danger, and a mountain bike insurance policy from ALA can offer valuable financial cover if you were to suffer an injury or damage to your pride and joy. Just remember, if you do want personal accident cover to include it as an add-on during the quote or purchasing journey.

Not only that, but we offer plenty of optional additional benefits to our mountain bike insurance policies so you can build the cover that’s going to provide the protection that you need.



How to get a mountain bike insurance quote

Getting a quote for MTB insurance could not be easier – all you have to do is enter a few details into our online form.



We’re fully committed to putting our customers first, which is just one of the reasons why we have a five-star rating on Trustpilot. So, if you have any questions about mountain bike insurance or any other form of cover, please don’t hesitate to give us a call on 01653 916642 or email us at info@ala.co.uk. Our friendly, expert team will be happy to help in any way they can.

David Billing
David Billing
11/03/2021
Verified
Although i was not able to self serve on MYALA portal the telephone experience was quick and simple.
Marc Wilson
Marc Wilson
11/03/2021
Verified
Setting up is very easy and filled me with confidence that I could actually speak to people easily and without going through ongoing recorded options etc... I hope the rest of the time I am with this company that the service remains the same as the setup.... far better than any other insurance based company of the many I spoke to at the time of taking out this policy!
Dave
Dave
11/03/2021
Verified
Have used ALA for several years, always helpful and significantly cheaper than GAP offered by Main Dealers.
Mr Brian Marks
Mr Brian Marks
10/03/2021
Verified
I have used ALA before and find the prices are very competitive and their service very good. Fortunately I have not had to make a claim but the peace of mind it offers and the friendly and helpful staff is worth every penny.
Simon Ashley
Simon Ashley
10/03/2021
Verified
Very easy to do on line, competitively priced, documents arrived quickly. Can’t ask for a lot more. 👍👍
Robert Colebrook
Robert Colebrook
10/03/2021
Verified
The lady I dealt with was very helpful and talked me through everything, very pleased 😀
Jerry Beats
Jerry Beats
10/03/2021
Verified
A very quick and simple process to purchase GAP Insurance for my vehicle. Extremely competitively priced product from ALA.
Tim
Tim
10/03/2021
Verified
Very good service, easy to set up
Richard Bayley
Richard Bayley
10/03/2021
Verified
Very easy to organised. Had this cover for 4 cars now. Never had to claim, so 5 stars based on the service so far