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What does mountain bike insurance cover?

Our MTB insurance policies can offer you that all-important peace of mind for every adventure. Below is a brief summary of what is included as standard and what you can add to ensure your cover is tailored perfectly to your bike and your riding lifestyle.

Included as standard:

  • Theft and / or damage to cycle: Covers both malicious and accidental damage

Optional covers:

  • Personal accident: This is an opt-out option and offers compensation for bodily injuries, permanent total disablement or death sustained as a result of an accident
  • Cycle accessories: Up to the agreed value for replacement hire
  • Legal expenses: Up to the agreed value
  • Worldwide cover For those mountain adventures abroad
  • Cycle rescue: The cost of recovering you and your mountain bike if you're unable to complete your journey within the UK

Why do you need mountain bike insurance?

MTB insurance is the safety net that we hope you never have to use, but it certainly makes sense to protect yourself. There’s no denying it’s a hobby that’s not without danger, and a mountain bike insurance policy from ALA can offer valuable financial cover if you were to suffer an injury or damage to your pride and joy. Just remember, if you do want personal accident cover to include it as an add-on during the quote or purchasing journey.

Not only that, but we offer plenty of optional additional benefits to our mountain bike insurance policies so you can build the cover that’s going to provide the protection that you need.



How to get a mountain bike insurance quote

Getting a quote for MTB insurance could not be easier – all you have to do is enter a few details into our online form.



We’re fully committed to putting our customers first, which is just one of the reasons why we have a five-star rating on Trustpilot. So, if you have any questions about mountain bike insurance or any other form of cover, please don’t hesitate to give us a call on 01653 916642 or email us at info@ala.co.uk. Our friendly, expert team will be happy to help in any way they can.

Kevin S
Kevin S
17/09/2021
Verified
Excellent service very professional, staff very easy to talk to and very friendly would use again, documents where received in minutes .
Dave
Dave
17/09/2021
Verified
Insurance Update Called to change car details, call was answered promptly and dealt with in a helpful and professional way.Have used ALA for my last 4 vehicles GAP insurance and will continue to use them for future purchases.
Dudley Dunning
Dudley Dunning
17/09/2021
Verified
Excellent service. Explained what over was available and we're very competitive
William Bailey
William Bailey
16/09/2021
Verified
Good service and able to use any remaining premium on your next policy if the one you has doesn't run its full term before you change your car.
Martin Pitcairn
Martin Pitcairn
16/09/2021
Verified
A very clear easy to use Web site. Good examples of different types of policy made it easy to choose the right one for me.
F P
F P
16/09/2021
Verified
Easy to use web site. Competitive price.
Alex Cook
Alex Cook
16/09/2021
Verified
I had a previous policy with ALA that I needed to cancel as my car had sold before the policy expired. ALA arranged to transfer the remaining balance onto my new policy which was a nice surprise. The customer service agent I dealt with was very friendly and knowledgeable. My call only took 4 minutes to get exactly what I needed to achieve done. I would highly recommend ALA if you need a GAP policy.
Brian
Brian
16/09/2021
Verified
Sales and service very good. Hope that I don't need the rest!
Michael Platt
Michael Platt
15/09/2021
Verified
Excellent service Good value, excellent service, can’t fault anything, thank you.