Get quick and easy comprehensive cover today...

Please choose the value of your bike to get an idea of your fixed premium.

£1000 £3500 £5000
GET A CYCLE QUOTE

What does mountain bike insurance cover?

Our MTB insurance policies can offer you that all-important peace of mind for every adventure. Below is a brief summary of what is included as standard and what you can add to ensure your cover is tailored perfectly to your bike and your riding lifestyle.

Included as standard:

Theft and / or damage to cycle:

  • Theft of or damage to your cycle – whether malicious or accidental

Optional covers:

Personal accident:

  • Personal accident cover is an option you can add onto your policy with us. Compensation for loss of limb, loss of sight, permanent total disablement or death sustained as a result of an accident. You can read up on what is exactly covered in our policy wording

Cycle accessories:

  • Up to the selected value for accessories including helmet, clothing and more

Replacement hire:

  • Up to the agreed value for replacement hire

Legal expenses:

  • Up to the agreed value for legal expenses cover

Worldwide cover:

  • For those adventures abroad

Cycle rescue:

  • Cost of recovering you and your cycle if you're unable to complete your journey within the UK only

Why do you need mountain bike insurance?

MTB insurance is the safety net that we hope you never have to use, but it certainly makes sense to protect yourself. There’s no denying it’s a hobby that’s not without danger, and a mountain bike insurance policy from ALA covers damage to your pride and joy and can include Personal Accident cover. Just remember, if you do want personal accident cover to include it as an add-on during the quote or purchasing journey.

Not only that, but we offer plenty of optional additional benefits to our mountain bike insurance policies so you can build the cover that’s going to provide the protection that you need.



How to get a mountain bike insurance quote

Getting a quote for MTB insurance could not be easier – all you have to do is enter a few details into our online form.



We’re fully committed to putting our customers first, which is just one of the reasons why we have a five-star rating on Trustpilot. So, if you have any questions about mountain bike insurance or any other form of cover, please don’t hesitate to give us a call on 01653 916642 or email us at info@ala.co.uk. Our friendly, expert team will be happy to help in any way they can.

Kevin S
Kevin S
17/09/2021
Verified
Excellent service very professional, staff very easy to talk to and very friendly would use again, documents where received in minutes .
Dave
Dave
17/09/2021
Verified
Insurance Update Called to change car details, call was answered promptly and dealt with in a helpful and professional way.Have used ALA for my last 4 vehicles GAP insurance and will continue to use them for future purchases.
Dudley Dunning
Dudley Dunning
17/09/2021
Verified
Excellent service. Explained what over was available and we're very competitive
William Bailey
William Bailey
16/09/2021
Verified
Good service and able to use any remaining premium on your next policy if the one you has doesn't run its full term before you change your car.
Martin Pitcairn
Martin Pitcairn
16/09/2021
Verified
A very clear easy to use Web site. Good examples of different types of policy made it easy to choose the right one for me.
F P
F P
16/09/2021
Verified
Easy to use web site. Competitive price.
Alex Cook
Alex Cook
16/09/2021
Verified
I had a previous policy with ALA that I needed to cancel as my car had sold before the policy expired. ALA arranged to transfer the remaining balance onto my new policy which was a nice surprise. The customer service agent I dealt with was very friendly and knowledgeable. My call only took 4 minutes to get exactly what I needed to achieve done. I would highly recommend ALA if you need a GAP policy.
Brian
Brian
16/09/2021
Verified
Sales and service very good. Hope that I don't need the rest!
Michael Platt
Michael Platt
15/09/2021
Verified
Excellent service Good value, excellent service, can’t fault anything, thank you.