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This GAP Insurance will, in the event of a total loss, pay the difference between the comprehensive insurer’s settlement and the Glass Guide retail value of your car at the time the policy is purchased (see illustration below)
This is covered as part of our Back to Invoice policy and is suitable for vehicles purchased privately, where no VAT invoice would be provided as proof of purchase.
It is suitable for used vehicles up to 7 years of age bought from a private individual or company, delivered within the last 180 days, or 365 days (if insured under a comprehensive Motor Insurance Policy which includes ‘New for Old’ cover for the first 12 months) and not an excluded vehicle.
Vehicles used in any sort of competitions or rallies. Vehicles used for racing, pace making, speed testing or in reliability trials; Vehicles not listed in Glass's Guide; kit cars; invalid carriages; commercial Vehicles of more than 3500kg gross weight. Any, taxi, mini cab, driving tuition vehicle, courier or delivery vehicle of any type or any private or public rental vehicle.
GAP Cover Example: |
| The Glass‘s Guide value of your vehicle when the policy was taken out: | £15,000 |
| Your comprehensive market value insurance payout: | £10,000 |
| Our Agreed Value GAP payout: | £5,000 |
| Comprehensive insurance payout + ALA GAP Insurance payout = | £15,000 |
