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What does commuter bike insurance cover?

Whether you commute on a folding bike or your pedal has a little extra power and you ride an e-bike, we've got a policy for you.

Included as standard:

Theft and / or damage to cycle:

  • Theft of or damage to your cycle – whether malicious or accidental

Optional covers:

Personal accident:

  • Personal accident cover is an option you can add onto your policy with us. Compensation for loss of limb, loss of sight, permanent total disablement or death sustained as a result of an accident. You can read up on what is exactly covered in our policy wording

Cycle accessories:

  • Up to the selected value for accessories including helmet, clothing and more

Replacement hire:

  • Up to the agreed value for replacement hire

Legal expenses:

  • Up to the agreed value for legal expenses cover

Worldwide cover:

  • For those adventures abroad

Cycle rescue:

  • Cost of recovering you and your cycle if you're unable to complete your journey within the UK only

Why do you need commuter bike insurance?

Unfortunately bike locks can only do so much when it comes to securing your bike outside work or in a public area. According to the ONS Crime Survey 2020; 81,536 bikes were reported stolen between September 2020 and September 2021. Commuter bike insurance can help you should your beloved two-wheeler be stolen while you are at work or having lunch.

Whether you need a replacement bike, to cover the cost of new accessories or want personal accident cover, our cover can do all that if you choose to include those options.



How to get a commuter bike insurance quote

To get your commuter bike insurance sorted, simply fill out our online quote form. Pick and choose the optional covers you want, and you'll get a free quotation in a matter of seconds.



If you have any questions about anything regarding our commuter bike insurance policy, please don't hesitate to ask. You can contact us over the phone on 01653 916642 or by email at info@ala.co.uk and we’ll do everything we can to help. Why not head over to Trustpilot and find out why people like you think we're 'Excellent'.

Kevin S
Kevin S
17/09/2021
Verified
Excellent service very professional, staff very easy to talk to and very friendly would use again, documents where received in minutes .
Dave
Dave
17/09/2021
Verified
Insurance Update Called to change car details, call was answered promptly and dealt with in a helpful and professional way.Have used ALA for my last 4 vehicles GAP insurance and will continue to use them for future purchases.
Dudley Dunning
Dudley Dunning
17/09/2021
Verified
Excellent service. Explained what over was available and we're very competitive
William Bailey
William Bailey
16/09/2021
Verified
Good service and able to use any remaining premium on your next policy if the one you has doesn't run its full term before you change your car.
Martin Pitcairn
Martin Pitcairn
16/09/2021
Verified
A very clear easy to use Web site. Good examples of different types of policy made it easy to choose the right one for me.
F P
F P
16/09/2021
Verified
Easy to use web site. Competitive price.
Alex Cook
Alex Cook
16/09/2021
Verified
I had a previous policy with ALA that I needed to cancel as my car had sold before the policy expired. ALA arranged to transfer the remaining balance onto my new policy which was a nice surprise. The customer service agent I dealt with was very friendly and knowledgeable. My call only took 4 minutes to get exactly what I needed to achieve done. I would highly recommend ALA if you need a GAP policy.
Brian
Brian
16/09/2021
Verified
Sales and service very good. Hope that I don't need the rest!
Michael Platt
Michael Platt
15/09/2021
Verified
Excellent service Good value, excellent service, can’t fault anything, thank you.