GAP Insurance

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Office Opening Hours: 8.30am to 6.30pm Monday to Friday. Closed Weekends and Bank Holidays.

Mind the GAP!
Avoid a potential shortfall...

On the road price: £
Anticipated length of ownership (years):
ALA Best Price Guarantee

Owned outright or on finance, get a 5-Star GAP Insurance quote for your vehicle in seconds.

Covered by your Comprehensive Car Insurance (based on average depreciation rates and current market value)
Potential Shortfall Without GAP Insurance

5-Star GAP Insurance recommended by

Independently reviewed as a 5-star GAP Insurance policy by Defaqto and winner of the Highly Approved Trader (H.A.T.) award for excellent customer service as voted by Honest John readers

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More information on Defaqto Star Ratings Named Highly Approved Trader by Honest John

GAP Insurance

GAP Insurance covers the shortfall between what you paid for your vehicle and the insurance pay out should you be unfortunate enough to make a total loss claim. If your vehicle is stolen, involved in an accident or damaged by fire or floods and your insurance company declares it a write off, they will settle at the value of the vehicle at the time, this can leave you out of pocket by thousands of pounds.

A brand new car can lose up to 70% of its value in the first three years alone, while a second-hand car can lose as much as 20% in the first six months, giving you an idea of the financial impact a write off could have. Don’t get caught out - protect your investment with ALA GAP Insurance today.

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ALA Best Price Guarantee

Best Price Guarantee

Find a comparable GAP Insurance premium online for less, and we will match the price and beat it by 20% of the difference.

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Choose from our most popular GAP Insurance products...

In the event of a total loss claim, Back to Invoice GAP Insurance (also known as Return to Invoice) will either pay the difference between the comprehensive insurance settlement and your original invoice, or the outstanding finance - whichever the greater. Suitable for vehicles owned outright or on finance and for new and used vehicles up to 10 years old, delivered within the last 365 days.

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A Vehicle Replacement Insurance policy will, in the event of a Total Loss claim, either pay the difference between the Comprehensive Insurance settlement and replacing your vehicle new for old (or with a vehicle of a similar age to the one originally bought) or the outstanding finance, whichever the greater. It is suitable for vehicles owned outright or on finance and for new and used vehicles up to 10 years old, with fewer than 80,000 miles, delivered within the last 365 days.

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Contract Hire GAP Insurance pays the difference between the comprehensive insurance settlement and the amount of outstanding rentals as well as any shortfall in the vehicle value in the event of a total loss claim. Suitable for new and used vehicles on contract hire, delivered within the last 365 days.

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Agreed Value GAP Insurance pays the difference between the comprehensive insurance settlement and the Glass's Guide retail value or purchase price of your vehicle (whichever is lower) at the time the policy is purchased. Suitable for used vehicles up to seven years old, with less than 80,000 miles on the clock and delivered within the last 365 days.

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ALA GAP Insurance Policies...

  • Pro rata transfer of unused premium if you change your car, with no admin fees
  • Are underwritten by UK General Insurance Limited on behalf of Great Lakes Insurance SE, an A rated underwriter
  • Allow 120 days to make a claim
  • Do not include market value or Glass’s Guide maximum value clauses

Our policies are available whether your vehicle has been bought on finance, for a cash payment, personal loan or if the vehicle is on a lease or contract hire agreement and can be tailored to suit you.

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4.5/5

"I had to claim on my GAP policy this year and was very impressed with the whole process."

D Loveluck

5/5

"Found the best! – Was very simple to understand everything explained in detail."

Simon Read

4.5/5

"Excellent experience... Nice and easy online application, just what I was looking for!"

Claire L, Rainham

How our products rate based on 3069 reviews:

5 out of 5