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What does road bike insurance cover?

We want you to enjoy your hobby to the full, and the best way to do that is to ensure you’re properly protected when out and about. Below you can find a rundown of what our road bike insurance policies cover, as well as the optional extras you can include to suit your needs.

Included as standard:

Theft and / or damage to cycle:

  • Theft of or damage to your cycle – whether malicious or accidental

Optional covers:

Personal accident:

  • Personal accident cover is an option you can add onto your policy with us. Compensation for loss of limb, loss of sight, permanent total disablement or death sustained as a result of an accident. You can read up on what is exactly covered in our policy wording

Cycle accessories:

  • Up to the selected value for accessories including helmet, clothing and more

Replacement hire:

  • Up to the agreed value for replacement hire

Legal expenses:

  • Up to the agreed value for legal expenses cover

Worldwide cover:

  • For those adventures abroad

Cycle rescue:

  • Cost of recovering you and your cycle if you're unable to complete your journey within the UK only

Why do you need road cycle insurance?

Road cycling offers plenty of benefits – for a start it’s a great way to explore while providing valuable exercise. But it’s also a hobby that comes with a degree of danger, which is why it’s important to take out road cycle insurance. If your bike were to become damaged and you had no cover in place, you could be left to replace your bike out of your own pocket, which could prove expensive. We also offer Personal Accident cover as an optional add-on, so if you do want this, remember to include that as one of your tailored options in the quote or purchasing journey.



How to get a road bike insurance quote

We want to make your life as easy as possible, and all you have to do to get a road bike insurance quote is fill out our simple online form.



Our thousands of positive reviews mean we boast a five-star rating on Trustpilot, so you can come to us in complete confidence. Of course, if you have any questions about our road cycle insurance, what it covers, how much it costs or anything else, please don’t hesitate to get in touch. You can call us on 01653 916642 or email us at info@ala.co.uk and we’ll do our best to answer any queries.

Kevin S
Kevin S
17/09/2021
Verified
Excellent service very professional, staff very easy to talk to and very friendly would use again, documents where received in minutes .
Dave
Dave
17/09/2021
Verified
Insurance Update Called to change car details, call was answered promptly and dealt with in a helpful and professional way.Have used ALA for my last 4 vehicles GAP insurance and will continue to use them for future purchases.
Dudley Dunning
Dudley Dunning
17/09/2021
Verified
Excellent service. Explained what over was available and we're very competitive
William Bailey
William Bailey
16/09/2021
Verified
Good service and able to use any remaining premium on your next policy if the one you has doesn't run its full term before you change your car.
Martin Pitcairn
Martin Pitcairn
16/09/2021
Verified
A very clear easy to use Web site. Good examples of different types of policy made it easy to choose the right one for me.
F P
F P
16/09/2021
Verified
Easy to use web site. Competitive price.
Alex Cook
Alex Cook
16/09/2021
Verified
I had a previous policy with ALA that I needed to cancel as my car had sold before the policy expired. ALA arranged to transfer the remaining balance onto my new policy which was a nice surprise. The customer service agent I dealt with was very friendly and knowledgeable. My call only took 4 minutes to get exactly what I needed to achieve done. I would highly recommend ALA if you need a GAP policy.
Brian
Brian
16/09/2021
Verified
Sales and service very good. Hope that I don't need the rest!
Michael Platt
Michael Platt
15/09/2021
Verified
Excellent service Good value, excellent service, can’t fault anything, thank you.