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What does road bike insurance cover?

We want you to enjoy your hobby to the full, and the best way to do that is to ensure you’re properly protected when out and about. Below you can find a rundown of what our road bike insurance policies cover, as well as the optional extras you can include to suit your needs.

Included as standard:

  • Theft and / or damage to cycle: Covers both malicious and accidental damage

Optional covers:

  • Personal accident: This is an opt-out option and offers compensation for bodily injuries, permanent total disablement or death sustained as a result of an accident
  • Cycle accessories: Up to the agreed value for replacement hire
  • Legal expenses: Up to the agreed value
  • Worldwide cover For those mountain adventures abroad
  • Cycle rescue: The cost of recovering you and your mountain bike if you're unable to complete your journey within the UK

Why do you need road cycle insurance?

Road cycling offers plenty of benefits – for a start it’s a great way to explore while providing valuable exercise. But it’s also a hobby that comes with a degree of danger, which is why it’s important to take out road cycle insurance. If your bike were to become damaged or you were involved in an accident and you had no cover in place, you could be left to deal with your injuries and/or replace your bike out of your own pocket, which could prove expensive. Personal accident cover is an optional add-on, so if you do want to cover yourself from some unforeseen injury, remember to include that as one of your tailored options in the quote or purchasing journey.



How to get a road bike insurance quote

We want to make your life as easy as possible, and all you have to do to get a road bike insurance quote is fill out our simple online form.



Our thousands of positive reviews mean we boast a five-star rating on Trustpilot, so you can come to us in complete confidence. Of course, if you have any questions about our road cycle insurance, what it covers, how much it costs or anything else, please don’t hesitate to get in touch. You can call us on 01653 916642 or email us at info@ala.co.uk and we’ll do our best to answer any queries.

Kevin S
Kevin S
17/09/2021
Verified
Excellent service very professional, staff very easy to talk to and very friendly would use again, documents where received in minutes .
Dave
Dave
17/09/2021
Verified
Insurance Update Called to change car details, call was answered promptly and dealt with in a helpful and professional way.Have used ALA for my last 4 vehicles GAP insurance and will continue to use them for future purchases.
Dudley Dunning
Dudley Dunning
17/09/2021
Verified
Excellent service. Explained what over was available and we're very competitive
William Bailey
William Bailey
16/09/2021
Verified
Good service and able to use any remaining premium on your next policy if the one you has doesn't run its full term before you change your car.
Martin Pitcairn
Martin Pitcairn
16/09/2021
Verified
A very clear easy to use Web site. Good examples of different types of policy made it easy to choose the right one for me.
F P
F P
16/09/2021
Verified
Easy to use web site. Competitive price.
Alex Cook
Alex Cook
16/09/2021
Verified
I had a previous policy with ALA that I needed to cancel as my car had sold before the policy expired. ALA arranged to transfer the remaining balance onto my new policy which was a nice surprise. The customer service agent I dealt with was very friendly and knowledgeable. My call only took 4 minutes to get exactly what I needed to achieve done. I would highly recommend ALA if you need a GAP policy.
Brian
Brian
16/09/2021
Verified
Sales and service very good. Hope that I don't need the rest!
Michael Platt
Michael Platt
15/09/2021
Verified
Excellent service Good value, excellent service, can’t fault anything, thank you.