Road Cycle Insurance
For those who prefer to explore the great outdoors on two wheels rather than four, road bike insurance is an absolute must.Taking to the open road is exhilarating, and relying on pedal power means you have even more time to soak up your stunning surroundings. Come rain or shine, every weekend the UK’s roads are full of cycling enthusiasts donning the Lycra, hopping into the saddle and striking out into the fresh air. Whether you prefer a gentle trip out into the countryside or you fancy yourself as the next Chris Froome, it’s only natural that you’ll want to protect yourself as much as possible. That’s where road cycle insurance from ALA can help you.
What does road bike insurance cover?
We want you to enjoy your hobby to the full, and the best way to do that is to ensure you’re properly protected when out and about. Below you can find a rundown of what our road bike insurance policies cover, as well as the optional extras you can include to suit your needs.
Included as standard:
- Theft and / or damage to cycle: Covers both malicious and accidental damage
- Personal accident: This is an opt-out option and offers compensation for bodily injuries, permanent total disablement or death sustained as a result of an accident
- Cycle accessories: Up to the agreed value for replacement hire
- Legal expenses: Up to the agreed value
- Worldwide cover For those mountain adventures abroad
- Cycle rescue: The cost of recovering you and your mountain bike if you're unable to complete your journey within the UK
Why do you need road cycle insurance?
Road cycling offers plenty of benefits – for a start it’s a great way to explore while providing valuable exercise. But it’s also a hobby that comes with a degree of danger, which is why it’s important to take out road cycle insurance. If your bike were to become damaged or you were involved in an accident and you had no cover in place, you could be left to deal with your injuries and/or replace your bike out of your own pocket, which could prove expensive. Personal accident cover is an optional add-on, so if you do want to cover yourself from some unforeseen injury, remember to include that as one of your tailored options in the quote or purchasing journey.
How to get a road bike insurance quote
We want to make your life as easy as possible, and all you have to do to get a road bike insurance quote is fill out our simple online form.
Our thousands of positive reviews mean we boast a five-star rating on Trustpilot, so you can come to us in complete confidence. Of course, if you have any questions about our road cycle insurance, what it covers, how much it costs or anything else, please don’t hesitate to get in touch. You can call us on 01653 916642 or email us at email@example.com and we’ll do our best to answer any queries.