What is Motability?
The Motability Scheme was created to help disabled people remain mobile by utilising their weekly mobility allowance to cover the cost of leasing a new car, scooter or powered wheelchair.
The scheme also works for people who don’t drive, as it allows them to lease a car and nominate two people to drive for them. Read below to learn more about Motability, with the information provided by ALA GAP Insurance
How does Motability work?
Individuals accepted for the scheme will see their benefits transferred directly to Motability to make the monthly payments for the lease. The amount that goes towards the lease depends on the value of the car, with more expensive cars sometimes requiring upfront payments. Financial support is also available to help make payments, depending on individual circumstances.
As well as a Motability vehicle, the individual will also get:
- insurance, including tyre and windscreen replacement cover
- breakdown cover
- vehicle tax
To benefit from Motability, you must have one of the following allowances, with at least 12 months’ award length remaining:
- the higher rate mobility component of Disability Living Allowance (DLA)
- the enhanced rate mobility component of Personal Independence Payment (PIP)
- Armed Forces Independence Payment (AFIP)
- War Pensioners’ Mobility Supplement
Where to find Motability Vehicles
The first step is to find a local vehicle dealer, which can be done here on the Motability site by entering your town or postcode. Once you have settled on a dealer, the next step is to book an appointment with a Motability specialist, who will visit your home or arrange your transport to and from the dealership. You will then be given a questionnaire, which will help determine which vehicle is best for you.
Motability cars are vehicles used solely for the benefit of a disabled person. This doesn’t necessarily mean the car can’t be used by other drivers, but that the car may only be used for journeys where the disabled person will benefit.
It is important to note that only named drivers listed on your Certificate of Motor Insurance can drive the car.
Wheelchair Accessible Vehicles
Wheelchair Accessible Vehicles (WAVs) allow wheelchair users to travel either as a passenger or a driver, without having to get out of their wheelchair. As with standard vehicles, WAVS come in a variety of models and designs and it is important to do your research to determine which one is best for you.
Powered Wheelchairs are propelled by electric motors, rather than manually. Also known as motorized wheelchairs, they are designed for people who need to stay in their chairs through the day, both in and out of the home. They can also be used by people who suffer from non-mobility impairments, but also by people with cardiovascular and fatigue-based conditions.
Mobility Scooters are typically three- to four-wheel vehicles that have raised handlebars or delta-style steering. The scooter seats can swivel to allow easier access and they are usually battery powered. Mobility Scooters are particularly suited for people who are still able to travel relatively independently.
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from ALA Connect.