Choosing the right GAP insurance policy for you
There are a number of different types of GAP insurance available. The right one for you will depend on several factors, including the age and value of your vehicle as well as how many miles it’s got on the clock.
Back to Invoice Plus GAP insurance
Back to Invoice Plus GAP insurance pays the difference between your motor insurer’s settlement figure and the original invoice price of your vehicle or your outstanding finance payments (whichever is higher at the time you make your claim).
Agreed Value GAP insurance
If your vehicle is a total loss, Agreed Value GAP insurance will reimburse you the difference between what your comprehensive insurance pays and the Glass’s Guide retail value of your vehicle when you purchased your policy.
Vehicle Replacement Plus GAP insurance
Vehicle Replacement Plus GAP insurance will cover the difference between your motor insurer’s payout figure and the replacement cost of an equivalent to the vehicle as it was originally priced, not at the time of the write-off, or your outstanding finance, whichever is higher.
Contract Hire Plus GAP insurance
A Contract Hire policy will settle up to 100% of any outstanding rental payments on a lease or contract hire vehicle, as well as any shortfall in your comprehensive motor insurer’s initial rental cover
GAP Insurance with ALA
GAP insurance from ALA is designed for car owners who want more robust protection for their vehicle in the case that their car gets written off. We offer exclusive benefits that other insurers don’t offer, such as free transfers with no admin fees and a 120-day limit for making a claim instead of the industry-standard 30 days.
Our policies are fully authorised and regulated by the Financial Conduct Authority and are underwritten by FSCS-protected companies. You can tailor your policy to your specific needs, including optional covers such as Keycare, Tyre/Alloy and Scratch & Dent Insurance.
GAP Insurance for over 35 Manufacturers including Audi, BMW and Land Rover