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ALA BMW GAP Insurance

Costs, Quotes and Policies

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BMW Interesting Facts


BMW stands for Bavarian Motor Works. They are a German car and motorcycle manufacturer and the parent company to Rolls Royce and MINI Cooper. They are the fourth most popular car brand in the UK. Classic design, luxury features, dynamic performance and sporty handling are the key benefits of a BMW.

The most popular model is the BMW 4 series which costs up to £63,905 brand new. Meanwhile, the 2022 BMW 3 series costs almost the same brand new as an approved used BMW of the same model.

Unfortunately, due to the expense, popularity, and resale value of BMW cars, they are especially desirable for thieves. The BMW 3 series was the 6th most stolen car in 2022, reflected in our claim rates. Depreciation is also a significant problem for BMW drivers. The average BMW loses 71% of its original value after five years. 20-40% of its value is lost in the first year, then 10% for every subsequent year, highlighting the importance of BMW Shortfall GAP Insurance.

If you own a BMW and suffer a total loss, your motor insurance settlement may be limited to the car’s market value. You could face a high unexpected cost due to depreciation, finance repayments or BMW contract hire shortfall. BMW GAP Insurance gives you total flexibility. If your car is stolen or written off, ‘GAP’ (Guaranteed Asset Protection) Insurance can help cover the total loss gap of the insured vehicle. Explore how we can protect your BMW in the best way, and how our other insurance products might benefit you.

BMW Interesting Facts

BMW created an electric car in 1972

In contrast to popular belief surrounding the brand, BMW was once at the forefront of the electric car industry, creating a prototype in 1969 using a Bosch engine.

BMW and Mercedes Benz nearly merged

Two iconic luxury car brands nearly became one during the Cold War. The company struggled financially, and the parent company of both Mercedes Benz and BMW wanted to merge the two. The shareholders protested; it was Herbert Quandt who bought the majority of the shares to keep the company afloat.

BMW started out making plane engines

BMW first made aircraft engines during World War I. After World War II ended, Germany was prohibited from producing warplanes, so BMW turned to automobiles. They still design aeroplane and train interiors to this day.

BMW are committed to the next generation of drivers

The company is committed to education in the UK and provides learning resources for road safety, sustainability, technology and design.

There’s a GAP plan suited to your BMW

Back to Invoice Plus

Suitable for vehicles owned outright or on finance and for new and used vehicles up to 10 years old, delivered within the last 180 days, or 365 days where the car has been covered for new car replacement in the first 12 months.

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Vehicle Replacement Plus

Suitable for vehicles owned outright or on finance and for new and used vehicles up to 7 years old, with fewer than 80,000 miles, delivered within the last 90 days.

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Contract Hire Plus

Suitable for new and used vehicles on contract hire, delivered within the last 365 days. Pays the difference between the comprehensive insurance settlement and the amount of outstanding rentals as well as any shortfall in the vehicle value.

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Agreed Value GAP

Suitable for used vehicles, our policy has no age or mileage restriction – so long as your vehicle’s value is obtainable on Glass’s Guide. Pays the difference between the comprehensive insurance settlement and the Glass’s Guide retail value at the time of the policy purchase. We would not look at the original purchase price of the vehicle on this policy.

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Some of our BMW claims

Our policies are designed to deliver superb value and peace of mind in equal measure.

Get your BMW GAP Insurance quote

In just a few simple steps you can get your BMW GAP Insurance quote.