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What does ALA Gold Warranty cover? What to look for in extended Car Warranty

13 December 2023

Written by Simon England

|  5 Minutes

You never want to find out that your car warranty doesn’t protect you when you need to claim for an expensive repair, which is why we offer generous component cover at market-leading prices. You don’t have to break the bank for a comprehensive car warranty when your manufacturer’s warranty expires.

Our Gold policy suits drivers looking for great value, comprehensive coverage, reliability and transparency. Jargon-filled policy wordings and exclusions can be challenging to navigate when shopping online for the best deal. So, we outline exactly what the ALA Gold package includes so you’re clear about the cover you’re buying and its limitations.

Is ALA Gold Warranty worth it?

Many insurance products come in handy when you least expect it; it’s impossible to predict when your vehicle might break down so the more coverage you can get, the more likely you are to avoid a financial predicament.. The sensible choice would be to opt for the highest coverage option within your budget for worry-free driving.

Aftermarket warranties are not a requirement – you can choose to cover the cost of replacement parts and labour yourself. Modern, more expensive cars or electric vehicles are costly to repair. A warranty policy won’t cover absolutely everything that could go wrong with your vehicle, however many drivers choose to pay the cost of a car warranty for increased peace of mind.

The Gold Warranty offers a generous named component cover at a fair price. You can benefit from coverage for vehicles which are under 12 years old and with a mileage of less than 100,000 (at the policy start date). ALA has no ongoing mileage limits so once the policy is in place coverage will continue even on an older car.

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What vehicle parts does ALA Gold Warranty cover?

The following list details all of the covered components under the ALA Gold Warranty. Like-for-like coverage on Silver and Gold policies are bold for comparison:

  • Electrics
  • Silver and Gold: Alternator, voltage regulator, starter motor, starter solenoid (includes inertia drive starters), indicator relay, front & rear windscreen wiper motor, front & rear windscreen washer motor, ignition coil and horn unit.

    Gold only: electric window motors and switches, glow plug relay (diesel vehicles), electric sunroof motor and switch, central locking systems, distributor, electronic ignition module, crankshaft sensor, camshaft sensor, ignition relay, electric radiator fan & temperature sensing switch, oil pressure sensor, indicator & wiper switches (column stalks), wiper relay, heater fan motor, fuel tank sender unit, electric fuel pump, instrument cluster and speedo transducer, heated rear screen (element failure only), door mirror motors & switches and engine management ECU.

  • Steering & suspension
  • Silver and Gold: Steering rack and pinion, power steering rack, steering box, power steering box, idler box and coil springs. Gold only: wishbones and ball joints, suspension arms and torsion bars and anti-roll bars.

  • Gold: Air conditioning (factory fitted)
  • Engine
  • Silver and Gold: Cylinder block, cylinder bores and liners, cylinder head, crankshaft, crank bearings, big end bearings, oil pump, con-rods, gudgeon pins, small end bearings, pistons, piston rings, rocker shaft, rockers, hydraulic lifters, camshaft and cam followers, push rods, camshaft bearings, inlet and exhaust valves, valve springs, valve guides, cylinder head gasket, timing gears, timing chains, timing chain tensioners (up to 80,000 miles) flywheel or flex plate and starter ring gear.

  • Turbo (factory fitted)
  • Cooling system
  • Silver and Gold: Engine thermostat, water pump, thermostat housing, viscous fan coupling and engine temperature sensor. Gold only: engine oil cooler, heater matrix and radiator.

  • Timing belts/chains (if replaced according to manufacturer recommendations)
  • Brakes
  • Silver and Gold: Brake master cylinder, callipers, wheel cylinders and brake bias/restrictor valve. Gold only: reserve cylinder, vacuum servo and brake vacuum pump.

  • Fuel System
  • Silver and Gold: Fuel Injection pump and fuel lift pump (mechanical or electrical). Gold only: low-pressure supply pump, high-pressure pump, fuel injection governor, fuel shut-off mechanism, hydraulic or electrical injection timing mechanism, high-pressure fuel metering head, cold starting device, manifold boost pressure compensator, altitude compensator, pump drive gear, glow plug relay and brake vacuum pump.

  • Clutch
  • Silver and Gold: Release thrust bearing, centre plate (oil contamination – centre plate only), pressure plate, master and slave cylinders. Gold only: clutch cable and clutch damper.

  • Gearbox (all covered under Silver too)
    • Manual
    • Gears and gear clusters, selectors and shafts, synchromesh assemblies, bushes, ball and roller bearings, needle bearings and transfer gears.

    • Automatic
    • Governor, valve block, oil pump, gears, brake bands, servos, clutches, seals, shafts, bearings & bushes, modulator valve and transfer gears.

    • Semi-automatic
    • Continuously Variable Transmission

  • Prop shaft
  • Propshaft, universal joints & couplings, bearings & rubber couplings, includes transfer shafts.

  • Drive System
  • Drive shafts, universal joints and couplings, constant velocity joints, half shafts & bearings.

  • Catalytic converter (factory fitted).
  • CVT
  • Differential
  • Planetary gear assembly, crown wheel & pinion assembly, internal shafts, bearings & bushes, thrust washers, spacers, and bevel gears.

  • Front & rear-wheel drive
  • Drive shafts, universal joints and couplings, constant velocity joints.

  • Torque Converter
  • Transfer box
  • Transfer gears, selectors, shafts, transfer shafts, needle and roller bearings, output shafts, bushes.

  • Consequential damage of casings
  • Wheel bearings
  • Anti-lock brake system (factory fitted)
  • Diesel cover
  • Power roof motor Factory fitted convertible roof motor, solenoids & ECU.
  • Working materials

What does ALA Gold Warranty not cover?

We don’t insure any component which isn’t listed in this article. In addition, ALA Insurance warranties don’t cover the following:

  • Wear & tear (covered under Platinum)
  • Repair cost for damages occurring before the service contract start date
  • Repair cost for damages caused by adverse weather, fire or collision
  • Repair for damages caused by negligence or lack of routine maintenance

Specific component exclusions under this policy are as follows:

  • Air conditioning – pipes, unions, wiring, receiver and drier
  • Engine – cracks and porosity, overheating, de-coking, burnt, pitted & sticking valves
  • Turbo/Anti-lock brake system – wiring and connection faults
  • Fuel system – fuel contamination, emission test failures, fuel lines, injectors, glow plugs, spark plugs, high-pressure pipes, injection timing, adjustments, calibration and bench testing
  • Prop shaft, drive shaft, front & rear-wheel drive – gaiters and bushes
  • Suspension – gaiters, bushes, oil leaks, tracking & balancing
  • Catalytic converter – damage caused by impact or improper fuel use
  • Differential – viscous couplings & fluid differentials

What should you look for in a car warranty policy?

The most important consideration is your budget. For the greatest reassurance, choose the highest level of component cover that you can reasonably afford. Your warranty provider should offer a payment plan to split the cost. Gold warranty cover starts at £161.71 per year and from just £5 more per year, you could get a Platinum warranty and benefit from even better component cover.

To get the best value for money look for the following features:

  • No excess – minimise your repair bill if you make a car warranty claim
  • No ongoing mileage limits – your cover continues even after you exceed age and mileage requirements (excludes timing belt cover after 80,000 miles).
  • No pre-inspection – arrange your cover all online so you can start your cover today
  • Claims limits – look for generous claims limits. Market value limits are available on Gold and Platinum policies from ALA
  • Continental cover – take your home comforts on holiday without vehicle warranty worries
  • Trusted brand with good customer service – get the cover you pay for by choosing a reliable warranty provider. We have a 4.9 rating on Trustpilot with over 16,000 five-star reviews.
  • Options to pay monthly – split the cost of car warranty to protect cash flow.
  • Additional features – roadside assistance, emergency accommodation or onward travel costs for if you break down away from home can be useful. ALA offers contributions on all policies.

Frequently Asked Questions

What does the warranty cover on an electric car?

All electric cars are covered for their equivalent parts. Electric Vehicle Warranty covers the EV system including the following:

  • Electric motor
  • Vehicle control module
  • Traction motor inverter
  • Reduction gear (reducer)
  • DC/DC converter (low voltage)
  • DC/AC converter
  • Onboard charger

In addition, cover will apply to the suspension, brakes, steering, electrical systems and more. Hybrids also benefit from cover for the fuel system.

Can you pay monthly on the Gold plan?

You can split the payment across ten monthly instalments. Splitting the payment does include a small amount of interest, however, a direct debit payment plan can make car warranty much more affordable.