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What’s included in the ALA Platinum Warranty?

18 January 2024

Written by Simon England

|  5 Minutes

Staying safe on the road includes having the right protection in place for when the unexpected happens. Car insurance is a legal requirement, meanwhile, a Car Warranty is often overlooked.

A comprehensive used car warranty is useful for covering an expensive repair if one or more mechanical or electrical parts fail unexpectedly.

ALA Insurance offers three levels of extended car warranty: Silver, Gold and Platinum. They all come with day-one coverage, zero excess, car history check. With over 15,000 five-star reviews, ALA customers trust us to have their backs and we always offer the best-value cover.

ALA graphic showing silver, gold and platinum with a car in the front

What does a comprehensive extended warranty cover?

It can pay to choose the highest level of warranty that you can afford. This way, you have the best chance of avoiding expensive repair costs. All ALA car warranties come with great benefits and unbeatable value. The following lists the comprehensive component cover under the Platinum packages.

  • Wear & Tear (until the car is 8 years old/has covered 80,000 miles)
  • Diagnostics: up to £50 or 1 hour of labour
  • Infotainment (Communication Centre): Total coverage up to £1,000
  • Electrics:
  • Steering & Suspension
  • Air Conditioning & Cooling:
  • Engine
  • Turbo (Factory fitted)
  • Timing Belts/Chains
  • ECU
  • Brakes
  • Fuel System
  • Clutch
  • Gearbox
  • Propshaft
  • Drive System
  • Continuously Variable Transmission
  • Differential
  • Front & Rear Wheel Drive
  • Catalytic Converter: Torque Converter
  • Wheel Bearings
  • Transfer Box
  • Casings
  • Working Materials
  • Anti-lock Brake System
  • Diesel Cover
  • Power Roof Motor

The advantage of the Platinum extended warranty is the comprehensive component cover. However, you should always read the policy wording and policy exclusions to make sure you know exactly when you’re covered and when you might not be. Each warranty provider’s terms and coverage may differ.

You won’t find a warranty provider who covers consumables or cosmetic damage. Also, check for common exclusions such as wiring, piping, filters, bodywork and safety features. We’re upfront about our coverage and exclusions and still have you covered for almost any vehicle fault.

What are the eligibility requirements for Platinum coverage?

You might think once your manufacturer’s warranty expires, you’re no longer eligible for cover, or that it’s astronomically costly to buy from your original dealer or third-party warranty provider. Platinum extended warranties are available for cars under eight years or 80,000 miles and cost from as little as £163.

For this policy, your vehicle’s engine must be less than 5l (5000cc) and the car cannot be used for hire or reward purposes such as taxi, courier or tuition.

  • Less than 80,000 miles
  • AND less than 8 years old
  • Less than 5000cc (5l) engine
  • Not used for hire or reward purposes

If your car doesn’t meet the requirements for the Platinum policy, try our Gold Warranty or Silver Warranty policies which allow for older cars and/or those with higher mileage. We make it easy to compare ALA car warranty cover.

What limits apply to a car warranty?

ALA Platinum warranties offer the best coverage for the price and include extra protection such as contributions towards breakdown cover, replacement car hire and onward travel or emergency accommodation costs when you’re stranded away from home.

Wear and tear, diagnostics and infotainment cover provide additional reassurance for you and your valuable vehicle. To get the most out of your policy, you should note the following cover limits.

  • Infotainment units are covered up to £1,000 during your service contract – if a single repair exceeds this, you may have to cover the additional repair cost.
  • Diagnostics are covered up to £50 or one hour of work. If diagnostics exceed this, you may be charged the additional amount.
  • Platinum policies cover wear & tear until your car reaches 80,000 miles or 8 years. The policy still continues otherwise.
  • You can choose your payout limit for the duration of the policy, either £5,000 or the market value of the vehicle.

Your aftermarket warranty policy also won’t cover failures caused by external elements, or any failures resulting from negligence or misuse. Every warranty company also excludes coverage for pre-existing damage. Learn about what ALA warranty doesn’t cover.

A row of cars in a garage with their bonnets open being worked on

What happens if your car exceeds the age and mileage limits?

With other car warranty providers, when you exceed the age and mileage limits, your coverage could end altogether, and if you don’t notice you’re approaching your limits, you could be caught out with costly repairs.

Apart from the 8-year/80,000 limit for wear and tear cover, ALA Insurance doesn’t impose any other age or mileage limits once you start your contract. A three-year extended warranty gives you the best protection. Should you choose to renew after the end of your policy term, these limits will apply again and may mean that you’re no longer eligible for the Platinum cover.

Frequently Asked Questions

How much does an extended warranty cost?

The price of an extended warranty always depends on your vehicle’s age, mileage, make and engine capacity. Have a look at a quick quote to see how much it would cost to cover your car.

As an example, a ‘20’ plate, 1.4l Fiat 500 with a mileage of 25,000 would cost £246 to cover for one year with a Platinum warranty. The Gold warranty would cost £221 and the Silver £219. For its comprehensive benefits, the Platinum package is the best value by far and is most likely to come in handy when you need to make a warranty claim.

Protect yourself just in case – get a Car Warranty quote!

How much will your car warranty pay for repairs?

ALA Platinum pays up to either £5,000 or the market value of your car as a maximum for the duration of your policy (not per claim or per year).

What happens if the garage asks me to pay for repairs?

If a component fails that isn’t covered under your extended warranty or the repair cost is more than the policy limit, you may have to pay towards the repair cost. Some garages will also ask you to pay for the repair upfront, which you can then claim back under your warranty. You must ensure all claims are authorised before any work is carried out to avoid a potentially invalid claim. It’s impossible for a car warranty to cover everything, however, they work to protect against the most expensive repairs, so costs to you (if anything), shouldn’t break the bank. To get the best financial protection choose Platinum warranty coverage.