Staying safe on the road includes having the right protection in place for when unexpected breakdowns happen. Car insurance is a legal requirement; meanwhile, a Car Warranty is often overlooked.
A comprehensive used car warranty is useful for covering an expensive repair if one or more mechanical or electrical parts fail unexpectedly.
ALA Insurance offers three levels of extended car warranty: Silver, Gold and Platinum. They all come with zero excess and car history check. With over 20,000 five-star reviews, ALA customers trust us to have their backs, and we always offer competitive pricing.
An extended warranty is available to buy outside of the time frame of your original warranty term
Cover the unexpected repair costs associated with mechanical or electrical faults in your car
You may not be eligible if you have an old or higher mileage car. Check the entry requirements.
You aren’t covered for accidental damage, or if the cost of repairs exceeds your policy limit, read the policy limitations.
Ongoing mileage limits only apply to wear and tear. Otherwise, you’re covered for your entire policy term.
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A full warranty is usually only available for brand new cars, also known as the manufacturer warranty. It comprehensively covers sudden mechanical and electrical failures and offers the widest range of component cover. It can do this because the car is brand new and shouldn’t have any faulty parts. This type of warranty is included for the first years of ownership but usually runs out after 3-5 years.
Extended warranties are available for when your initial factory warranty expires. Because they aren’t designed to cover brand-new cars, they tend to have less comprehensive coverage. Nevertheless, there are some products that can offer full cover* to restore the peace of mind that you initially had with your manufacturer’s warranty.
*while comprehensive, we cannot provide the exact same level of cover as your initial warranty.
It can pay to choose the highest level of warranty available. This way, you have the best chance of avoiding expensive repair costs. All ALA used car warranties come with great benefits and competitive prices. The following lists the comprehensive component cover under the Platinum packages.
Explore the component cover:
The advantage of the Platinum extended warranty is the comprehensive component cover. However, you should always read the policy wording and policy exclusions to make sure you know exactly when you’re covered and when you might not be. Each warranty provider’s terms and coverage may differ.
You won’t find a warranty provider who covers consumables or cosmetic damage (even the manufacturer). Also, check the next section for common exclusions such as wiring, piping, filters, bodywork and safety features.
We pride ourselves on being upfront about our coverage and exclusions, and still have you protected for almost any vehicle fault.
ALA Platinum warranties offer the best coverage for the price and include extra optional Breakdown Cover in case your car malfunctions and you cannot continue driving. The policy also includes contributions to roadside recovery costs, replacement car hire and onward travel or emergency accommodation costs when you’re stranded away from home.
However, there are a few things that even full car warranty policies don’t cover such as:
Your aftermarket warranty policy also won’t cover failures caused by external elements or any failures resulting from negligence or misuse. Every warranty company also excludes coverage for pre-existing damage. Learn about what ALA warranty doesn’t cover
You might think once your manufacturer’s warranty expires, you’re no longer eligible for cover, or that it’s astronomically costly to buy from dealerships or third-party warranty providers. Platinum extended warranties are available for cars under eight years or 80,000 miles and are more affordable than you think.
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For this policy, your vehicle must meet the age and mileage requirements and cannot be used for hire or reward purposes such as taxi, courier or tuition. Explore when you’re eligible for Platinum cover:
If your car doesn’t meet the requirements for the Platinum policy, try our Gold Warranty or Silver Warranty policies, which allow for older cars and/or those with higher mileage. We make it easy to compare ALA car warranty cover.
With other car warranty providers, when you exceed the age and mileage limits, your coverage could end altogether, and if you don’t notice you’re approaching your limits, you could be caught out with costly repairs.
Apart from the 8-year/80,000 limit for wear and tear cover, ALA Insurance doesn’t impose any other age or mileage limits once you start your contract. A three-year extended warranty gives you the best protection. Should you choose to renew after the end of your policy term, these entry requirements will apply again and may mean that you’re no longer eligible for the Platinum cover.
Full coverage warranty policies are the most popular for a reason: they cover the widest range of vehicle components. However, there are additional benefits to ALA warranty to bear in mind:
Most car manufacturers such as BMW, Kia, and Hyundai are covered by ALA’s platinum warranty. However, some prestige brands are excluded; these are, Aston Martin, Bentley, Bugatti, Caterham, Dodge, Ferrari, Fisker, Hummer, Koenigsegg, Lamborghini, Lotus, Maybach, McLaren, Morgan, Noble, Pagani, Rolls Royce and Spyker. Imported vehicles are also excluded.
Labour costs are included up to your chosen rate – either £60 or £100 per hour. You may want to choose the higher rate if you live in London or if rates are higher than average in your area.
The price of an extended warranty always depends on your vehicle’s age, mileage, make and engine capacity. Have a look at a quick quote to see how much it would cost to cover your car.
ALA Platinum pays up to either £5,000 or the market value of your car as a maximum for the duration of your policy (not per claim or per year).
If a component fails that isn’t covered under your extended warranty or the repair cost is more than the policy limit, you may have to pay towards the repair cost. Some garages will also ask you to pay for the repair upfront, which you can then claim back under your warranty. You must ensure all claims are authorised before any work is carried out to avoid a potentially invalid claim.
It’s very difficult for a car warranty to cover everything; however, they work to protect against the most expensive and common repairs, so costs to you (if anything) shouldn’t break the bank.
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