If your Ford is stolen or written off, you can help mitigate your losses with GAP insurance. ALA Insurance offers four types: Back to Invoice Plus, Vehicle Replacement Plus, Contract Hire Plus and Agreed Value GAP.
Back to Invoice Plus – covers the difference between the car insurance payout and either the original invoice price of the vehicle or the outstanding finance, whichever is higher at the time.
Vehicle Replacement Plus – covers the difference between the car insurance payout and either, the cost of replacing the vehicle, new for old, or the amount owed to your finance provider, whichever is higher.
Contract Hire Plus – covers the difference between the motor insurance settlement and the amount owed to the leasing company and any outstanding rental payments. This policy is only available for car leasing GAP coverage.
Agreed Value GAP Insurance – covers the difference between the settlement from your motor insurer and the market value of the car when you purchased your GAP policy. This type of GAP insurance policy is available for cars bought from private sellers and for specific circumstances that exclude your car from the eligibility requirements of other policies.
Also, explore our other products for your Ford vehicle, such as Key Care, Tyre & Alloy Wheel Insurance and car insurance Excess Cover or Warranty .