Opening Hours

ALA Smart GAP Insurance

Costs, Quotes and Policies

Recommended by

What Car? Logo of name in red font on white background
Honest John Logo
The car expert logo
Pistonhead Logo
Auto Car logo

Overview

Smart Interesting Facts

Other Information

Overview

One of the most famous producers of microcars and subcompacts, Smart cars are excellent for both city and urban driving.

Their small stature and economic running costs make them ideal for parking in tight spaces and covering short journeys.

The range of Smart cars available has grown in the past decade or so, with coupe, cabrio, electric and even options that seat four people now available. If you’ve just bought a brand-new or used model, or are preparing to purchase one soon, Smart GAP insurance is essential to protect your new vehicle and finances.

With GAP insurance, Smart car owners can ensure that they don’t lose out financially should the worst happen and their vehicle is written off. It may be in an accident, fire, flood damage or stolen. In such an event, most insurers provide a settlement based on the current value of the car when it was written off.

At ALA, the GAP insurance Smart car owners can take out covers the difference between what an insurer will pay out and the amount originally paid for the vehicle. Polices are available whether you paid for the car outright, on finance, with a personal loan, contract hire or lease agreement.

Smart Interesting Facts

  • Smart Automobile was founded in Germany in 1994.
  • The name Smart is derived from the cooperation between Swatch and Mercedes, as it was the CEO of Swatch, Nicolas Hayek who began developing the first idea for Smart Cars, and Daimler-Benz MC (maker of Mercedes) who agreed to begin helping produce the vehicles.
  • To date, over 1.7 million Smart cars have been sold around the world, with them marketed in over 46 different countries.

Other Information

Find the Smart GAP insurance right for your vehicle with our free quote finder.

For more information about our policies and quotes, call 01653 916304 or email info@ala.co.uk

There’s a GAP plan suited to your Smart

Back to Invoice Plus

Suitable for vehicles owned outright or on finance and for new and used vehicles up to 10 years old, delivered within the last 180 days, or 365 days where the car has been covered for new car replacement in the first 12 months.

Find out more

Vehicle Replacement Plus

Suitable for vehicles owned outright or on finance and for new and used vehicles up to 7 years old, with fewer than 80,000 miles, delivered within the last 90 days.

Find out more

Contract Hire Plus

Suitable for new and used vehicles on contract hire, delivered within the last 365 days. Pays the difference between the comprehensive insurance settlement and the amount of outstanding rentals as well as any shortfall in the vehicle value.

Find out more

Agreed Value GAP

Suitable for used vehicles, our policy has no age or mileage restriction – so long as your vehicle’s value is obtainable on Glass’s Guide. Pays the difference between the comprehensive insurance settlement and the Glass’s Guide retail value at the time of the policy purchase. We would not look at the original purchase price of the vehicle on this policy.

Find Out More

Get your Smart GAP Insurance quote

In just a few simple steps you can get your Smart GAP Insurance quote.