Having peace of mind about unexpected car repairs is very important for most new car owners but have you thought about your risks after your manufacturer warranty ends. Your regular car insurance helps cover repairs after an accident. However, an extended warranty helps with surprise mechanical or electrical issues. This warranty gives you financial protection. It makes sure you aren’t stuck with big repair bills when your manufacturer’s warranty ends.
Extended warranties offer extra coverage beyond the manufacturer’s warranty, protecting against unexpected breakdowns, major components, and electrical failures. Paired with car insurance, they enhance financial protection against costly repairs. Car insurance is a legal requirement that covers repair costs on the road but extended warranty is not – many of us could be risking a financial emergency without car warranty. Understanding your vehicle’s value and repair costs is key to evaluating the need for extended warranty coverage and making informed decisions about your vehicle’s financial security.
Extended warranties, like car insurance, offer varying levels of coverage. Some protect basic components like the engine and transmission, while others cover additional parts such as the electrical system and air conditioning.
Details to consider are the duration and mileage limits of these warranties. The manufacturer’s warranty typically lasts three to five years but extended options last up to 16 years or 150,000 miles. Explore ALA warranty for high mileage cars.
Understanding your manufacturer’s warranty is crucial, you’ll need to know the right time to buy extended warranty , so you’re covered for repairs without gaps between policies. ALA has a 28-day waiting period so ensure you’re proactive about setting up extended warranty.
Think of an extended warranty as a helpful addition to your comprehensive car insurance. Your car insurance takes care of issues that could involve another party such as accidental damage, theft or fire damage. Your warranty helps with internal issues that arise after a mechanical or electrical fault. If your vehicle is outside of the manufacturer’s warranty period, you’ll face significant repair costs.
The two policies work best together to give you peace of mind about unexpected repairs. When something unexpected happens, you can claim the cost of repairs or have it automatically covered.
Bundling your extended car warranty with your current car insurance provider can be attractive for convenience and possible savings. When you use one provider for both services, it can make billing, and communication easier, although you may have separate policies, you’ll have one contact for your car’s protection.
Another good thing about getting an extended warranty from your car insurance provider is the chance to save money. Many companies give you lower rates if you buy more than one product. For example, this could be auto and home insurance or car insurance with an extended warranty.
Buying an extended warranty from your car insurance company can be easy, but it’s not your only choice. Alternative options have advantages. Looking closely at these choices can help you find the best coverage for your needs and budget.
Check out independent warranty providers, they often have special services and better coverage choices. Insurance providers like ALA offer a range of financial services to protect against vehicle-related costs – explore the number one GAP insurance policy to cover total loss shortfalls or Breakdown Cover to get you out of a sticky situation if you breakdown unexpectedly.
Explore the ALA-Warranty – Award-winning insurance provider
Independent warranty providers, like ALA, offer many benefits over typical motor insurers when buying extended warranty. They are recognised, authorised and regulated by the Financial Conduct Authority (FCA). When you pick an insured warranty, you can feel secure that your money is safe.
ALA also stands out because it values transparency and has simple, clear warranty policies that aren’t designed to catch you out. Some providers have complex policy documents packed with complicated jargon. Yes, it’s hard to avoid but our customer support team are always on hand to help you get to grips with our component cover.
We’re proud of the trust our customer have in us and the transparency we offer them. This helps you avoid getting caught out with your warranty coverage.
We have award-winning customer service and 4.9 stars on Trustpilot
Deciding between an extended warranty from your car insurance provider and one from ALA often boils down to what you value. If you want a generous, reliable policy from an insurer who prioritises customer satisfaction, support and transparency choose ALA. If you want convenience potentially at a cost, then you can buy a policy from your motor insurance provider. It may not have as generous cover or value for money compared to ALA Warranty.
Explore some of warranty coverage included in different levels of ALA Warranty
Deciding if any insurance product depends on the emphasis you place on insurance products in general. Car warranty from an insured provider acts more like an insurance product than a maintenance product – it protects your finances in your car malfunctions unexpectedly.
Extended warranty offers you the peace of mind that you’re covered for repairs after your vehicle’s factory warranty comes to an end. Unexpected breakdowns can cause significant financial strain that is often overlooked, despite occurring hundreds of times a minute in the UK. Extended warranty could be more affordable than you think – get a quote today.
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The most important things to consider when buying extended warranty are the policy type you need and the possible exclusions to be aware of. ALA have three levels of cover, Silver Warranty, Gold Warranty and Platinum Warranty. The most comprehensive option, Platinum is available for cars up to 8 years and 80,000 miles and incudes wear & tear cover, infotainment cover, diagnostics and covers practically every component imaginable. However, this is not available for high mileage cars.
Gold and silver policies offer generous but not comprehensive component cover and are available for older cars with more mileage. Gold warranties are available for cars up to 12 years and 120,000 miles, Silver warranties are available for cars less than 16 years and 150,000 miles.
Explore the eligibility criteria for ALA warranty or read about component cover.
Yes, many car insurance companies offer extended warranties as an extra option or as a separate policy. This can help you manage your car expenses, paperwork and monthly outgoings more easily. However, it’s important to carefully examine the benefits, warranty coverage and the value-for-money. Independent warranty providers can offer better coverage, quality and customer support.
Standard car insurance usually does not pay for repairs from wear and tear or mechanical and electrical problems. That’s what an extended warranty is for. Your insurance covers accidents and other events required by law. If you want more protection than the basic legal requirements, you could look into add-ons like mechanical breakdown insurance. However, these often come with limits and aren’t as comprehensive as independent warranty available to buy online.
Comprehensive car insurance isn’t quite as comprehensive as you might think. It doesn’t cover repairs resulting from mechanical or electrical faults. You’ll need separate warranty cover to ensure you’re financially protected if something out of your control goes wrong with the car. It can be tempting to add cover onto your car insurance policy but you may not get as much value-for-money as you would opting for an independent provider.
Should you buy extended warranty online?
Where is the best place to buy extended warranty?
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