Any faults or wear & tear that existed prior to the policy start date.
Circumstances where the manufacturer defect is still covered under the supplier or manufacturer warranty.
Wear & Tear coverage, unless specifically covered or purchased.
Any failure resulting from negligence or improper care.
Vehicle damage from severe weather conditions or collision.
Mechanical failure due to use of the incorrect grade of fuel or oil.
A full list of excluded components are outlined in the policy wording.
We also have some excluded vehicles, which we wouldn’t be able to cover. These include: All imported vehicles, Aston Martin, Bentley, Bugatti, Caterham, Dodge, Ferrari, Fisker, Hummer, Koenigsegg, Lamborghini, Lotus, Maybach, McLaren, Morgan, Noble, Pagani, Rolls Royce and Spyke.
We also do not cover any Land Rovers, Range Rovers or Jaguars – EVs or fuel engines -over 8 years of age and with over 80,000 miles on the clock.