ALA Warranty

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Top Tips for Buying an Extended Warranty


Although extended warranties can all start to look alike, as with all insurance policies, the devil really is in the detail.

Whilst it doesn’t make for exciting reading, it is important to check through the documents to confirm exactly what cover you are looking at purchasing or, indeed, have already purchased.

The following points are just a few things to look out for when buying your extended or used car warranty:

Trusted Retailer

1. Trusted Retailer

ALA is a highly reputable specialist insurance broker. We are a well-established GAP Insurance provider, featured on Which? and independently reviewed as a 5 Star GAP insurance provider by Defaqto.

We are steadfastly consumer orientated and ALA Insurance has strong links with other household names, including AutoTrader, Honest John, and JCB.

ALA Warranty duplicates the strengths of ALA Insurance with excellent customer service and high quality, competitively priced products always remaining our top priorities.

A Rated Underwriters

2. A Rated Underwriters

ALA and our underwriters, UK General Insurance Limited on behalf of Great Lakes Insurance SE, are authorised and regulated by the FCA and as such your policy is covered under the Financial Services Compensation Scheme (FSCS) and the Financial Ombudsman Service (FOS).

Wear and Tear

3. Wear and Tear

Some warranties exclude the cover of any faults deemed to be the cause of normal wear and tear. This phrase can then become a “catch all” method of avoiding payment for broken down parts otherwise covered by the warranty.

ALA Warranty will cover for breakdown of parts due to wear and tear – for no extra cost!


4. Betterment

Betterment would come into play if a repair to your car could be seen to increase the value of it, and so this is often excluded.

It is important to ensure your warranty does not contain such a clause otherwise you may need to contribute towards a repair - ALA Warranty does not include a betterment clause and so does not limit your settlement where betterment may occur.

Consequential Damage

5. Consequential Damage

Where one part of your car breaks down and causes the mechanical failure of another, most warranty providers will exclude this type of so-called “consequential damage” from cover. As standard, ALA Warranty covers for the repair or replacement of parts necessitated by the breakdown of another part.

Free Transfer

6. Free Transfer

With some warranties your cover ends if you sell your car. It is possible with some providers to transfer the policy but this is sometimes subject to an administration fee. ALA Warranty allow you to transfer the policy in one of two ways - either to the new owner of your vehicle or for a new warranty on the car you buy as a replacement where we calculate the unused amount on your warranty and deduct that from the price of the price of a new warranty policy. There would just be the remaining balance to pay for the full new cover. Importantly, there is no administration fee to do either of these.

ALA GAP Insurance is recommended and awarded by

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